Análisis del microcrédito en las cooperativas de ahorro y crédito del segmento 3 y su aporte a la Economía Popular y Solidaria en el Ecuador, 2017-2020

The present work analyzes the microcredit operations and the financial management inherent to these operations carried out in the Savings and Credit Cooperatives belonging to segment three in Ecuador. These organizations, as a fundamental part of Popular and Solidarity Finance, promote microcredit as a credit tool that has proven efficient in promoting financial inclusion, with this they have managed to combat unemployment and support solidarity economy practices, where they are generally found. present principles of solidarity, cooperation and mutual aid, to which they are attached given their solidarity nature. The study has been carried out with a qualitative approach methodology of a descriptive type based on the information and financial indicators published by the Superintendency of Popular and Solidarity Economy. In this case, the data collection techniques used are documentary observation, interviews and information analysis, the results of which have made it possible to know the volume of microcredit operations and the management of resources by the organizations studied. It is concluded that the financial cooperatives of segment three are primarily oriented towards the placement of microcredits, with adequate financial management of the resources belonging to the members of these organizations.

• 第一著者: Vera Alvarado, Ivonne Majori (author)
• フォーマット: article
• 出版事項: 2022
• 主題: Finanzas; Cooperativas de crédito; Microfinanciación; Microcrédito; Capitalistas y financieros
• オンライン･アクセス: http://repositorio.iaen.edu.ec/handle/24000/6358