Determinants that drive financial education in Ecuador
Financial Education enables the strengthening of the administration of people's resources and the finances of their homes (García, Grifoni, López, & Mejía, 2013). In addition, it is an essential instrument of the policy mix for financial stability, timely market regulation, control and...
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| Định dạng: | article |
| Ngôn ngữ: | spa |
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2021
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| Truy cập trực tuyến: | https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342 |
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Thêm thẻ | _version_ | 1858113931229265920 |
|---|---|
| author | Meza, Arelis |
| author_facet | Meza, Arelis |
| author_role | author |
| collection | Revista Cuestiones Económicas |
| dc.creator.none.fl_str_mv | Meza, Arelis |
| dc.date.none.fl_str_mv | 2021-11-22 |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342 |
| dc.language.none.fl_str_mv | spa |
| dc.publisher.none.fl_str_mv | Banco Central del Ecuador |
| dc.relation.none.fl_str_mv | https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342/242 |
| dc.rights.none.fl_str_mv | info:eu-repo/semantics/openAccess |
| dc.source.none.fl_str_mv | Cuestiones Económicas; Vol. 31 Núm. 3 (2021): Edición Especial: Memorias IV Encuentro Internacional de Economía EPN; Autor: Arelis Meza 2697-3367 2697-3367 reponame:Revista Cuestiones Económicas instname:Banco Central del Ecuador instacron:BCE |
| dc.subject.none.fl_str_mv | Educación Financiera Indicador de Conocimiento Financiero Metodología PLS-SEM |
| dc.title.none.fl_str_mv | Determinants that drive financial education in Ecuador Determinantes que impulsan la educación financiera en Ecuador |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Artículos de Investigación |
| description | Financial Education enables the strengthening of the administration of people's resources and the finances of their homes (García, Grifoni, López, & Mejía, 2013). In addition, it is an essential instrument of the policy mix for financial stability, timely market regulation, control and protection of the financial consumer (OECD Conference Center, 2018). Likewise, it can favor the economic system by reducing inequality gaps, promoting the creation of more inclusive societies with educated and informed consumers.In this study, a different methodology was applied to those used by some authors in works in the same area, thus, For the Construction of the Financial Knowledge Indicator as a function of Financials, the Structural Equations Model was used by the method of Partial Least Squares (PLS-SEM), which predicts constructs or latent variables and estimates the path relationships from a set of observed data. The PLS-SEM is a second-generation exploratory multivariate technique (Hair et al., 2014). |
| eu_rights_str_mv | openAccess |
| format | article |
| id | REVCUESTEC_2f5834942e4343bd2a3774b58370fce5 |
| instacron_str | BCE |
| institution | BCE |
| instname_str | Banco Central del Ecuador |
| language | spa |
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| network_name_str | Revista Cuestiones Económicas |
| oai_identifier_str | oai:estudioseconomicos.bce.fin.ec:article/342 |
| publishDate | 2021 |
| publisher.none.fl_str_mv | Banco Central del Ecuador |
| reponame_str | Revista Cuestiones Económicas |
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| repository.name.fl_str_mv | Revista Cuestiones Económicas - Banco Central del Ecuador |
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| spelling | Determinants that drive financial education in EcuadorDeterminantes que impulsan la educación financiera en Ecuador Meza, Arelis Educación FinancieraIndicador de Conocimiento FinancieroMetodología PLS-SEMFinancial Education enables the strengthening of the administration of people's resources and the finances of their homes (García, Grifoni, López, & Mejía, 2013). In addition, it is an essential instrument of the policy mix for financial stability, timely market regulation, control and protection of the financial consumer (OECD Conference Center, 2018). Likewise, it can favor the economic system by reducing inequality gaps, promoting the creation of more inclusive societies with educated and informed consumers.In this study, a different methodology was applied to those used by some authors in works in the same area, thus, For the Construction of the Financial Knowledge Indicator as a function of Financials, the Structural Equations Model was used by the method of Partial Least Squares (PLS-SEM), which predicts constructs or latent variables and estimates the path relationships from a set of observed data. The PLS-SEM is a second-generation exploratory multivariate technique (Hair et al., 2014).La Educación Financiera posibilita el fortalecimiento de la administración de los recursos de las personas y las finanzas de sus hogares (García, Grifoni, López, & Mejía, 2013). Además, es un instrumento esencial de la combinación de políticas para la estabilidad financiera, la oportuna regulación de mercado, el control y protección del consumidor financiero (OECD Conference Centre, 2018). Asimismo, puede favorecer en el sistema económico reduciendo brechas de desigualdad, impulsando a crear sociedades más inclusivas con consumidores educados e informados. En este estudio se aplicó una metodología diferente a las utilizadas por algunos autores en trabajos de la misma área, es así como, para la Construcción del Indicador de Conocimiento financiero en función de Financieros se empleó el Modelo de Ecuaciones Estructurales por el método de Mínimos Cuadrados Parciales (PLS-SEM), la cual predice constructos o variables latentes y estima las relaciones de ruta a partir de un conjunto de datos observados. El PLS-SEM es una técnica Multivariante de segunda generación de tipo exploratorio (Hair et al., 2014).Banco Central del Ecuador2021-11-22info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionArtículos de Investigaciónapplication/pdfhttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342Cuestiones Económicas; Vol. 31 Núm. 3 (2021): Edición Especial: Memorias IV Encuentro Internacional de Economía EPN; Autor: Arelis Meza2697-33672697-3367reponame:Revista Cuestiones Económicasinstname:Banco Central del Ecuadorinstacron:BCEspahttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342/242info:eu-repo/semantics/openAccess2025-09-03T16:06:22Zoai:estudioseconomicos.bce.fin.ec:article/342Portal de revistashttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCEOrganismo de gobiernowww.bce.fin.echttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/oaiEcuadoropendoar:2025-09-03T16:06:22falsePortal de revistashttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCEOrganismo de gobiernowww.bce.fin.echttps://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/oaiEcuadoropendoar:2025-09-03T16:06:22Revista Cuestiones Económicas - Banco Central del Ecuadorfalse |
| spellingShingle | Determinants that drive financial education in Ecuador Meza, Arelis Educación Financiera Indicador de Conocimiento Financiero Metodología PLS-SEM |
| status_str | publishedVersion |
| title | Determinants that drive financial education in Ecuador |
| title_full | Determinants that drive financial education in Ecuador |
| title_fullStr | Determinants that drive financial education in Ecuador |
| title_full_unstemmed | Determinants that drive financial education in Ecuador |
| title_short | Determinants that drive financial education in Ecuador |
| title_sort | Determinants that drive financial education in Ecuador |
| topic | Educación Financiera Indicador de Conocimiento Financiero Metodología PLS-SEM |
| url | https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/342 |