APA (7th ed.) Citation

Rubio, J., Pérez, B., Acosta, D., & Arroyo, J. (2021). Preferences in the use of electronic payments in Ecuador.

Chicago Style (17th ed.) Citation

Rubio, Jeniffer, Bryan Pérez, Dayana Acosta, and John Arroyo. Preferences in the Use of Electronic Payments in Ecuador. 2021.

MLA (9th ed.) Citation

Rubio, Jeniffer, et al. Preferences in the Use of Electronic Payments in Ecuador. 2021.

Warning: These citations may not always be 100% accurate.