Preferences in the use of electronic payments in Ecuador

Over the years, the importance of adopting electronic means of payment for the benefit of individuals and the economic activity of the countries has become evident worldwide. In this paper, using the National Survey of Employment, Underemployment and Unemployment (ENEMDU), through a logistic model,...

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書誌詳細
第一著者: Rubio, Jeniffer (author)
その他の著者: Pérez, Bryan (author), Acosta, Dayana (author), Arroyo, John (author)
フォーマット: article
言語:spa
出版事項: 2021
主題:
オンライン・アクセス:https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/292
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その他の書誌記述
要約:Over the years, the importance of adopting electronic means of payment for the benefit of individuals and the economic activity of the countries has become evident worldwide. In this paper, using the National Survey of Employment, Underemployment and Unemployment (ENEMDU), through a logistic model, the main factors that influence Ecuadorians in the use of electronic means of payment are identified. Characteristics such as age, education, income, area, financial education and region determine theprobability of using electronic means of payment in Ecuadorian households. The results obtained reflect the importance of implementing financial inclusion policies and promoting the use of electronic means of payment.