Microeconomic and Macroeconomic Factors Affecting Bank Credit Delinquency in Ecuador, period 2017-2022

Non-performing loans (NPL) in the Ecuadorian financial sector has increased in recent years. This study aims to identify the microeconomic and macroeconomic factors that influence the NLP rate of 23 private banks in Ecuador between 2017 and 2022, using the dynamic panel data GMM methodology. The con...

• Autore principale: Guachamin Guerra, Marcela Elizabeth (author)
• Altri autori: Castillo, Katrina (author)
• Natura: article
• Lingua: spa
• Pubblicazione: 2024
• Soggetti: Dynamic panel; GMM; Delinquency; ROA; GDP; Unemployment Inflation; Panel dinámico; Morosidad; Factores macroeconómicos y microeconómicos
• Accesso online: https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/466