APA način citiranja (7. izdanje)

Luna Cajamarca, D., Cedillo Quizhpe, D., & Villavicencio Rodas, M. F. (2022). Factors that influence the intention to use online banking: Ecuadorian financial entities.

Čikaški stil citiranja (17. izdanje)

Luna Cajamarca, Daniela, Damaris Cedillo Quizhpe, i María Fernanda Villavicencio Rodas. Factors That Influence the Intention to Use Online Banking: Ecuadorian Financial Entities. 2022.

MLA način citiranja (9. izdanje)

Luna Cajamarca, Daniela, et al. Factors That Influence the Intention to Use Online Banking: Ecuadorian Financial Entities. 2022.

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