Impacto de la cartera vencida en la situación financiera de la Cooperativa de Ahorro y Crédito Salate Ltda. provincia Tungurahua cantón San Pedro de Pelileo año 2019
The study called ―IMPACT OF THE PORTFOLIO EXPIRED IN THE FINANCIAL SITUATION OF THE COOPERATIVA DE AHORRO Y CRÉDITO SALATE LTDA. PROVINCE TUNGURAHUA CANTÓN SAN PEDRO DE PELILEO YEAR 2019‖ is developed with the purpose of knowing the impact generated by this problem in the financial situation of the...
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| Format: | bachelorThesis |
| Jezik: | spa |
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2020
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| Online dostop: | http://dspace.ueb.edu.ec/handle/123456789/3445 |
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Označite | Izvleček: | The study called ―IMPACT OF THE PORTFOLIO EXPIRED IN THE FINANCIAL SITUATION OF THE COOPERATIVA DE AHORRO Y CRÉDITO SALATE LTDA. PROVINCE TUNGURAHUA CANTÓN SAN PEDRO DE PELILEO YEAR 2019‖ is developed with the purpose of knowing the impact generated by this problem in the financial situation of the cooperative, for which it was required to know the evolution of the credit portfolio, application of indicators. For the development of the research, it was essential that it be technically structured where it was known that the research is of an exploratory type since previous approaches are made in order to investigate the problem that exists in the institution, subsequently it is constituted as descriptive in function that seeks to know the characteristics of the phenomenon under study, as well as bibliographic, since it is investigated in sources of this nature in order to create the theoretical bases that allow the adequate determination of the focus of the study, field work was used where the analysis of the reports of the cooperative is carried out through which the information corresponding to each objective is obtained. This study has allowed to know those characteristics of the loans, credit of greater demand, credit with problems of delinquency and that generate the highest percentage of past due portfolio as well as the impact that the variations of the past due portfolio have generated during the year in which It has concluded that ordinary consumer loans are those that have generated the highest balance of unearned securities. Keywords: past due portfolio, cooperative, financial situation. |
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