La morosidad en la cooperativa de ahorro y crédito Juan Pío de Mora, agencia Caluma, cantón Caluma, en el año 2015
The Cooperativa de Ahorro y Crédito Juan Pío de Mora – Agencia Caluma, offers Credit services to your partners and other people in general presents a risk of considerable deliquency that has come presenting varying levels go your financial índices. For that reason we have found the necessity to proc...
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| Format: | bachelorThesis |
| Langue: | spa |
| Publié: |
2015
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| Accès en ligne: | http://dspace.ueb.edu.ec/handle/123456789/1209 |
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Ajouter un tag | Résumé: | The Cooperativa de Ahorro y Crédito Juan Pío de Mora – Agencia Caluma, offers Credit services to your partners and other people in general presents a risk of considerable deliquency that has come presenting varying levels go your financial índices. For that reason we have found the necessity to proceed to a thorough study of the Financial Institution, that allows us to know the difficulties and causes of origen of the incidents, through analysis and compilation of the pertinent facts and information, obtained thanks to the authorization of the chief of the agency and the rest of the personel that facilitates the information in an efficient and acertive way, especially the department of Credit and Collections, in addition to the collected scientific theory, books, websites referencing the topic, allowing the elaboration of our framed draft inside the established rules outlined by the elaboration of the Final Graduation Project or Certification of the Facultad de Ciencias Administrativas Gestión Empresarial e Informática de la Universidad Estatal de Bolívar. With which the Honorable Consejo Directivo presented, with whose knowledge issued the respective recommendations orienting us to perfect our work and complete the expectations. In our final graduation Project, it takes as a universal total of partners that have or have had Credit, the simple being a total of 339 people interviewed, in addition our field investigation interviewed administrative and operative personel that work in the Cooperativa, proceeding the tabulation, analysis, and interpretation of the obtained results that allows the approach of the hypothesis. |
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