FUENTES DE FONDEO DE LA BANCA ECUATORIANA.
Ecuadorian Banking, it´s by nature, characterized on operating mainly with third-party resources, main sources are deposits that come from Bank's customers, in other words, it is a high regulated activity by financial entities. There is a close relationship between funding sources and usage to...
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| Formato: | masterThesis |
| Idioma: | spa |
| Publicado: |
2016
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| Subjects: | |
| Acceso en liña: | http://repositorio.uees.edu.ec/123456789/1379 |
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Engadir etiqueta | _version_ | 1816169990790840320 |
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| author | Navia Aray, Jessica Roxana |
| author_facet | Navia Aray, Jessica Roxana |
| author_role | author |
| collection | Repositorio Universidad de Especialidades Espíritu Santo |
| dc.contributor.none.fl_str_mv | Campoverde Gill, Freddy Johnny |
| dc.creator.none.fl_str_mv | Navia Aray, Jessica Roxana |
| dc.date.none.fl_str_mv | 2016-04 2017-08-08T05:43:56Z 2017-08-08T05:43:56Z |
| dc.identifier.none.fl_str_mv | http://repositorio.uees.edu.ec/123456789/1379 |
| dc.language.none.fl_str_mv | spa |
| dc.rights.none.fl_str_mv | http://creativecommons.org/licenses/by/4.0/ info:eu-repo/semantics/openAccess |
| dc.source.none.fl_str_mv | reponame:Repositorio Universidad de Especialidades Espíritu Santo instname:Universidad de Especialidades Espíritu Santo instacron:UEES |
| dc.subject.none.fl_str_mv | Sistema Financiero Órganos de Control Fuentes de Fondeo Captaciones Spread Bancario Tasa de Interés pasiva |
| dc.title.none.fl_str_mv | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/masterThesis |
| description | Ecuadorian Banking, it´s by nature, characterized on operating mainly with third-party resources, main sources are deposits that come from Bank's customers, in other words, it is a high regulated activity by financial entities. There is a close relationship between funding sources and usage to which they are targeted. This specific connection is important because it can be vague from the point of view of the investor, since a client can operate in more than one mode at a time or migrate from one type of investment to another, depending on a variety of factors such as passive interest rate, financial risk, among others. This individual behavior of the depositor should be perfectly managed by the financial entities, ensuring a banking spread to cover operating costs and maintain its liquidity indicators, profitability and solvency according to Local established regulations, that, to ensure depositors fund's stability and represent an attractive profit margin to shareholders. Through this thesis we pursuit to define a methodology for registration of passive operations of the Ecuadorian financial system. |
| eu_rights_str_mv | openAccess |
| format | masterThesis |
| id | UEES_599a4c829589936eefaa0fe1a226cd06 |
| instacron_str | UEES |
| institution | UEES |
| instname_str | Universidad de Especialidades Espíritu Santo |
| language | spa |
| network_acronym_str | UEES |
| network_name_str | Repositorio Universidad de Especialidades Espíritu Santo |
| oai_identifier_str | oai:localhost:123456789/1379 |
| publishDate | 2016 |
| reponame_str | Repositorio Universidad de Especialidades Espíritu Santo |
| repository.mail.fl_str_mv | . |
| repository.name.fl_str_mv | Repositorio Universidad de Especialidades Espíritu Santo - Universidad de Especialidades Espíritu Santo |
| repository_id_str | 0 |
| rights_invalid_str_mv | http://creativecommons.org/licenses/by/4.0/ |
| spelling | FUENTES DE FONDEO DE LA BANCA ECUATORIANA.Navia Aray, Jessica RoxanaSistema FinancieroÓrganos de ControlFuentes de FondeoCaptacionesSpread BancarioTasa de Interés pasivaEcuadorian Banking, it´s by nature, characterized on operating mainly with third-party resources, main sources are deposits that come from Bank's customers, in other words, it is a high regulated activity by financial entities. There is a close relationship between funding sources and usage to which they are targeted. This specific connection is important because it can be vague from the point of view of the investor, since a client can operate in more than one mode at a time or migrate from one type of investment to another, depending on a variety of factors such as passive interest rate, financial risk, among others. This individual behavior of the depositor should be perfectly managed by the financial entities, ensuring a banking spread to cover operating costs and maintain its liquidity indicators, profitability and solvency according to Local established regulations, that, to ensure depositors fund's stability and represent an attractive profit margin to shareholders. Through this thesis we pursuit to define a methodology for registration of passive operations of the Ecuadorian financial system.La Banca Ecuatoriana por su naturaleza se caracteriza por operar fundamentalmente con recursos de terceros, siendo su principal fuente las captaciones que provienen del público en general, lo que obliga a que sea una actividad muy regulada por los órganos de control. Existe una relación muy estrecha entre las fuentes de fondeo y los usos a los que van dirigidos. Esta conexión es importante porque puede en ocasiones hacerse imprecisa desde el punto de vista del inversor, ya que un cliente puede operar en más de una modalidad a la vez o migrar de un tipo de inversión a otra, dependiendo de factores como la tasa de interés pasiva y el riesgo, entre otros. Éste comportamiento individual del depositante debe ser bien administrado por las Instituciones del Sistema financiero, asegurando un spread bancario que cubra no sólo los gastos operativos, sino que además mantenga sus indicadores de liquidez, rentabilidad y solvencia acorde a las regulaciones establecidas, que aseguren la estabilidad de los fondos de sus depositantes y que representen un margen de ganancia atractivo para los accionistas. A través de este trabajo se busca definir una metodología para el registro de las operaciones pasivas del sistema financiero ecuatorianoCampoverde Gill, Freddy Johnny2017-08-08T05:43:56Z2017-08-08T05:43:56Z2016-04info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesishttp://repositorio.uees.edu.ec/123456789/1379spahttp://creativecommons.org/licenses/by/4.0/info:eu-repo/semantics/openAccessreponame:Repositorio Universidad de Especialidades Espíritu Santoinstname:Universidad de Especialidades Espíritu Santoinstacron:UEES2017-08-08T08:00:39Zoai:localhost:123456789/1379Institucionalhttp://201.159.223.2/handle/123456789/1584Universidad privadahttps://uees.edu.ec/..Ecuador...opendoar:02017-08-08T08:00:39Repositorio Universidad de Especialidades Espíritu Santo - Universidad de Especialidades Espíritu Santofalse |
| spellingShingle | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. Navia Aray, Jessica Roxana Sistema Financiero Órganos de Control Fuentes de Fondeo Captaciones Spread Bancario Tasa de Interés pasiva |
| status_str | publishedVersion |
| title | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| title_full | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| title_fullStr | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| title_full_unstemmed | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| title_short | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| title_sort | FUENTES DE FONDEO DE LA BANCA ECUATORIANA. |
| topic | Sistema Financiero Órganos de Control Fuentes de Fondeo Captaciones Spread Bancario Tasa de Interés pasiva |
| url | http://repositorio.uees.edu.ec/123456789/1379 |