Proyecto SARAS en los Créditos de la COAC Nueva Esperanza Ltda., periodo 2023.

ABSTRACT: The objective of this research was to analyze the implementation of the Environmental and Social Risk Management System (SARAS) in the credit placement of "Cooperativa de Ahorro y Crédito Nueva Esperanza Ltda"., during the period 2023. The research used the inductive method; the type of research was field and documentary; the research approach was quantitative and descriptive; the design is non-experimental; the population is six people who are the direct actors within the SARAS; for data collection used techniques of observation, interview, and survey, each accompanied by its instruments such as the observation guide, interview guide, and questionnaire, which allowed obtaining information on the implementation of SARAS within the financial entity. The results obtained in the year 2023 in the Cooperativa de Ahorro y Crédito "Nueva Esperanza" Ltda. are favorable since the entity issued a total of 1,350 financings, of which 372 activities are carried out through SARAS, which is equivalent to a total amount of $ 2,463,540.00. Therefore, it is concluded that the entity has proven to be highly effective and beneficial, reflecting the Cooperative's solid commitment to the responsible management of environmental and social risks associated with its credit operations.

• Κύριος συγγραφέας: Asoma Caiza, Sandra Elizabeth (author)
• Μορφή: bachelorThesis
• Γλώσσα: spa
• Έκδοση: 2024
• Θέματα: Gestión de riesgos; Categorización de riesgo; Créditos; Medio ambiente
• Διαθέσιμο Online: http://dspace.unach.edu.ec/handle/51000/13374