Análisis a los Estados Financieros de la Cooperativa de Ahorro y Crédito Crediamigo de la Ciudad de Loja Periodo 2014-2015
This dissertation was developed with the purpose of determining the economic and financial position of the entity studied in the periods 2014-2015, contributing with relevant data for the correct decision making, to improve administrative and financial management for The objectives were fulfilled: ...
में बचाया:
| मुख्य लेखक: | |
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| स्वरूप: | bachelorThesis |
| भाषा: | spa |
| प्रकाशित: |
2017
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| विषय: | |
| ऑनलाइन पहुंच: | http://dspace.unl.edu.ec/jspui/handle/123456789/17899 |
| टैग: |
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टैग जोड़ें | सारांश: | This dissertation was developed with the purpose of determining the economic and financial position of the entity studied in the periods 2014-2015, contributing with relevant data for the correct decision making, to improve administrative and financial management for The objectives were fulfilled: Execute the vertical and horizontal analysis, in the periods studied, in order to determine the variations that the accounts have suffered, in front of the group to which they belong; Apply the PERLAS Monitoring System, to establish the Profitability, Liquidity, Assets Quality, Growth Signals in order to obtain effective supervision; Present the respective report of the results obtained from the financial and economic analysis of the entity for future decision making. For the development of the same, in a first stage through the collection of information to the Contadora and the interview made to the Manager of the Cooperative, we proceeded to classify the information and finally applied the methods of financial assessment, starting with the analysis Vertical and horizontal, and the methodology of indicators PEARLS. Likewise, the strengths and weaknesses of the institution were determined and based on them, a financial report was drawn up, providing conclusions and recommendations that would help decision-making by CREDIAMIGO executives. In addition, a report was prepared that tends to optimize the situation of the financial institution as: reduce the level of delinquency, level of expenses and improve its liquidity. Consequently, it is recommended as a preventive measure to train credit staff and as a corrective measure to work on loan portfolio recovery, either through refinancing with better guarantees or through judicial measures, which must have continuous monitoring, In order to ensure the return of the investment made and thus obtain higher revenues. |
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