Propuesta para la implementación de una Caja de Ahorro para los socios de la compañía de transporte pesado Zañe S.A. de la ciudad de Loja
The following research aims to make a proposal for the implementation of a savings bank for the heavy transport company Zañe S.A. in the city of Loja in order to help the members of the company to acquire quick credits that will allow them to improve their productivity in their fields of work. This...
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| Format: | bachelorThesis |
| Language: | spa |
| Published: |
2022
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| Subjects: | |
| Online Access: | https://dspace.unl.edu.ec/jspui/handle/123456789/25059 |
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Add Tag | Summary: | The following research aims to make a proposal for the implementation of a savings bank for the heavy transport company Zañe S.A. in the city of Loja in order to help the members of the company to acquire quick credits that will allow them to improve their productivity in their fields of work. This research used the descriptive design since it describes an investment project that helps to improve the economy and promote money saving among its members. In addition, the analytical method was used to fulfill the first objective, which was used to process and apply surveys directed to the members, for the second objective the deductive method was used which was based on the search for the ideal place for the location of the savings and loan association. Finally, for the third objective, the inductive method was used to establish the profitability of the project. The market study shows that 100% of the members are agree with the implementation of the cash office; the technical study determines the distribution of the offices; a manual of functions is also prepared to avoid duplication of functions and to guide workers in their activities in order to provide better service to the members. On the other hand, the statutes and work regulations are established to determine the proper execution of actions and procedures. The economic and financial study establishes that an investment of $2,899.91 USD is required to start operations in order to equip the facilities; the NPV was positive, demonstrating the feasibility of the project, proven by the IRR of 13.45%. The capital recovery will be in 4 years, 3 months and 18 days. |
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