Perfil de conocimiento financiero, género y escolaridad de los padres: evidencia en estudiantes de bachillerato de instituciones del sistema público y privado

Financial education today is one of the most relevant and important topics, which is necessary for both young people and adults, since a person with high financial knowledge can make sound decisions about their finances and thus lead a stable economy. The objective of this research is to evaluate the relationship between financial education, gender and parents' schooling in high school students of public and private institutions in the Loja city. The research was descriptive, correlational and explanatory with a quantitative approach, with a sample of 710 students from the public and private system in the urban area of Loja city; a survey based on the PISA test, which consisted of 14 questions about financial knowledge, was used as a data collection instrument. The results indicated that students have a level four of financial education, which means that young people are able to apply their knowledge of less common financial topics. It was also shown that gender does not influence the financial education of the students, while the parents' schooling, only the father's postgraduate level and the mother's undergraduate level in the public system influence it. It is concluded that students in the private system have a higher level of financial education than the public system, which could be influenced by their socioeconomic level; it is also deduced that the parents' schooling is related to financial education in minimal percentages, due to the fact that nowadays many young people do not depend solely on their parents to acquire knowledge about finances.

• Autore principale: Tene Medina, María Melania (author)
• Natura: bachelorThesis
• Lingua: spa
• Pubblicazione: 2022
• Soggetti: <FINANZAS>; <SISTEMA PUBLICO>; <CONOCIMIENTO FINANCIERO>; <ESCOLARIDAD>
• Accesso online: https://dspace.unl.edu.ec/jspui/handle/123456789/25927