“EFECTO DEL VOLUMEN DE CRÉDITO POR ACTIVIDADES ECONÓMICAS EN EL CRECIMIENTO ECONÓMICO DEL ECUADOR, PERÍODO 2007-2016”.

One of the channels through which the financial system contributes to economic growth is credit; which is granted to certain economic activities through financial intermediation so that they can specialize, thus originating development and strengthening economic growth. The general objective of this research work is to examine the effect of the volume of credit for economic activities on the economic growth of Ecuador, period 2007-2016, through an econometric analysis of panel data, with the purpose of demonstrating the relationship between these variables. The estimation was carried out at the National level by economic activities and on a quarterly basis, to carry out the research the inductive, analytical, synthetic and statistical methods were used; Likewise, the bibliographic technique was used, along with its instrument, the bibliographic record, and the statistical and econometric techniques whose instruments, such as the Microsoft Excel and Stata programs, helped to obtain the expected results. Although the relationship, between the volume of credit and economic growth, is supported by some empirical and theoretical studies that seek to explain the causes of economic growth, this research work found that for the period of study said relationship is: negative for the economic activities grouped in the primary sector, one of the possible causes is that the institutions of the private financial system have not privileged credit to these activities of the primary sector since it has been channeled to other activities and consumption, which generate greater interest and therefore are more profitable to the private financial system; and positive for the activities grouped in the secondary and tertiary sector. In itself, the econometric model used in the present investigation made it possible to prove empirically that the credit granted by the private financial system to economic activities has a positive effect on Ecuador's economic growth, except for the activities grouped in the primary sector where there is a Negative effect with a weak adjustment.

• 主要作者: Sánchez Rojas, Verónica Alexandra (author)
• 格式: bachelorThesis
• 语言: spa
• 出版: 2019
• 主题: ECONOMÍA; VOLUMEN DE CRÉDITO; CRECIMIENTO ECONÓMICO; SISTEMA FINANCIERO
• 在线阅读: http://dspace.unl.edu.ec/jspui/handle/123456789/21757