PLANIFICACIÓN FINANCIERA EN LA COOPERATIVA DE AHORRO Y CRÉDITO CATAMAYO LTDA., DEL CANTÓN CATAMAYO, PERÍODO 2018-2022
The thesis work entitled: “FINANCIAL PLANNING IN THE CATAMAYO LTD. SAVINGS AND CREDIT COOPERATIVE, OF DE CATAMAYO CANTON, PERIOD 2018-2022”, an agreement was made as stipulated in the Regulation of Academic Regime of the National University of Loja, in order to contribute effectively so that the ent...
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| Format: | bachelorThesis |
| Language: | spa |
| Published: |
2019
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| Subjects: | |
| Online Access: | http://dspace.unl.edu.ec/jspui/handle/123456789/22222 |
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Add Tag | Summary: | The thesis work entitled: “FINANCIAL PLANNING IN THE CATAMAYO LTD. SAVINGS AND CREDIT COOPERATIVE, OF DE CATAMAYO CANTON, PERIOD 2018-2022”, an agreement was made as stipulated in the Regulation of Academic Regime of the National University of Loja, in order to contribute effectively so that the entity can optimize the available resources and prevent some economic and financial risks in the subsequent ones. The completion of the thesis began with a situational diagnosis of the entity's financial environment through the SWOT matrix, identifying strengths, weaknesses, opportunities and threats; evidencing the lack of financial planning with the purpose of strengthening the normal functioning of the financial institution minimizing risk and taking advantage of financial resources. With this background, the Financial Planning period 2018-2022 is developed, for which first information is collected such as the financial statements of the year 2017 and the history of monthly data of the income and expenses of the economic activity of the Cooperative of the year 2017 and of the month of December 2016, allowing the elaboration of the forecast of income and expenses, by means of the method of percentage increase and with it to elaborate the programs of entries and exits of the cash for the years to be projected, then with the values already obtained it 5 was elaborated the Cash Budget, in order to anticipate the future availability of cash, and, finally, proceed to carry out the Preformat Financial Statements, in order to provide a perspective of the future financial conditions that the cooperative may have. Depending on the Projected Income Statement, the breakeven point is represented where the Cooperative maintains an acceptable financial proportion. At the end of the thesis work it was concluded that the Catamayo Ltd. savings and credit Cooperative, Does not have financial projections that allow it to anticipate the requirements of funds that are necessary for the proper development of institutional operations. The Preformat Financial Statements show considerable growth in relation to the base year, projecting an increase of $ 19,562.53 of Net Profit for the year 2018, while in the year 2022 you will obtain $ 43,281.93, deducing that the financial institution has the capacity to fulfill its obligations and guarantee security and generate benefits on the resources of the partners. |
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