Apalancamiento Financiero como Determinante del Crecimiento Económico del Sector Comercial de las MIPYMES de la ciudad de Loja, período 2021 - 2022.
Financial leverage plays a crucial role in the development and growth of Micro, Small and Medium Enterprises (MIPYMES), its correct use allows business partners or managers to make appropriate financial decisions and strategies, for this reason it is proposed, "to determine how financial levera...
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| Format: | bachelorThesis |
| Jezik: | spa |
| Izdano: |
2023
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| Online dostop: | https://dspace.unl.edu.ec/jspui/handle/123456789/28612 |
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Označite | Izvleček: | Financial leverage plays a crucial role in the development and growth of Micro, Small and Medium Enterprises (MIPYMES), its correct use allows business partners or managers to make appropriate financial decisions and strategies, for this reason it is proposed, "to determine how financial leverage contributes to the economic growth of the commercial sector of Micro, Small and Medium Enterprises (MIPYMES) of the city of Loja, period 2021 - 2022", through a mixed approach that combines quantitative methods and statistical tests, it is uses a type of exploratory, descriptive and correlational research, using bibliographic techniques and analyzing data obtained from the Superintendency of Companies, Securities and Insurance from an analysis unit made up of 20 commercial companies from the city of Loja. Among the main results when identifying the level of leverage of companies, it is observed that companies have a series of financing and liability management approaches, medium-sized companies show an increase in financial leverage from one period to another, going from $ 2,50 to $ 3,87; the behavior of leverage in relation to economic growth is analyzed, demonstrating high and significant positive evidence between asset indebtedness and financial leverage by having a correlation coefficient of 0,999, demonstrating that MSMEs with higher leverage also tend to experience economic growth with better results; and, the Spearman correlation coefficient was applied for leverage and profitability, the results reflect a positive connection (0,614) between financial leverage and ROE. On the other hand, the relationship between financial leverage and ROA decreases and tends to be weak and negative (- 0,230); It concludes with the importance of maintaining a balance between leverage and efficient resource management to achieve sustainable performance. |
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