Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal
This research study determines the importance of financial education within the family economy. The participants of this study were the administrative staff of the Decentralized and Autonomous Municipal Government (GAD in Spanish acronym) of Pindal. In this regard, this study started by applying a s...
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| Format: | bachelorThesis |
| Language: | spa |
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2022
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| Online Access: | https://dspace.unl.edu.ec/jspui/handle/123456789/24786 |
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| _version_ | 1857832942365048832 |
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| author | Escobar Chamorro, Cecibel Johanna |
| author_facet | Escobar Chamorro, Cecibel Johanna |
| author_role | author |
| collection | Repositorio Universidad Nacional de Loja |
| dc.contributor.none.fl_str_mv | Malla Alvarado, Franklin Yovani |
| dc.creator.none.fl_str_mv | Escobar Chamorro, Cecibel Johanna |
| dc.date.none.fl_str_mv | 2022-05-27T15:54:36Z 2022-05-27T15:54:36Z 2022-05-27 |
| dc.format.none.fl_str_mv | 126 p. application/pdf |
| dc.identifier.none.fl_str_mv | https://dspace.unl.edu.ec/jspui/handle/123456789/24786 |
| dc.language.none.fl_str_mv | spa |
| dc.publisher.none.fl_str_mv | Universidad Nacional de Loja |
| dc.rights.none.fl_str_mv | info:eu-repo/semantics/openAccess |
| dc.source.none.fl_str_mv | reponame:Repositorio Universidad Nacional de Loja instname:Universidad Nacional de Loja instacron:UNL |
| dc.subject.none.fl_str_mv | <FINANZAS> <EDUCACIÓN FINANCIERA> <PINDAL> <ECONOMÍA FAMILIAR> |
| dc.title.none.fl_str_mv | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/bachelorThesis |
| description | This research study determines the importance of financial education within the family economy. The participants of this study were the administrative staff of the Decentralized and Autonomous Municipal Government (GAD in Spanish acronym) of Pindal. In this regard, this study started by applying a survey to determine the administrative staff’s level of financial education knowledge. The survey was adapted from the questionnaire applied by the Organization for Economic Co-operation and Development (OECD). It was necessary to carry out this study due to the lack of knowledge about personal finance within the family economy and the lack of application of financial knowledge in daily life. The results of this study showed that the administrative staff had an intermediate level of knowledge about financial education and that they were still unaware of some financial products and services. For that reason, a training workshop on financial education was held to strengthen the conceptualizations and behaviors in the administration of economic and financial resources. After the workshop was held, the administrative staff’s knowledge was elevated through the application of knowledge and satisfaction evaluation sheets, which showed positive effects since the participants of this study demonstrated a high level of knowledge about financial education. Therefore, the higher authority of the municipal government of Pindal should encourage the administrative staff to participate in workshops on financial education as a means to seek greater job performance and improve quality of life. |
| eu_rights_str_mv | openAccess |
| format | bachelorThesis |
| id | UNL_625f014dcffff6b512355a8e9e1e5939 |
| instacron_str | UNL |
| institution | UNL |
| instname_str | Universidad Nacional de Loja |
| language | spa |
| network_acronym_str | UNL |
| network_name_str | Repositorio Universidad Nacional de Loja |
| oai_identifier_str | oai:dspace.unl.edu.ec:123456789/24786 |
| publishDate | 2022 |
| publisher.none.fl_str_mv | Universidad Nacional de Loja |
| reponame_str | Repositorio Universidad Nacional de Loja |
| repository.mail.fl_str_mv | * |
| repository.name.fl_str_mv | Repositorio Universidad Nacional de Loja - Universidad Nacional de Loja |
| repository_id_str | 0 |
| spelling | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón PindalEscobar Chamorro, Cecibel Johanna<FINANZAS><EDUCACIÓN FINANCIERA><PINDAL><ECONOMÍA FAMILIAR>This research study determines the importance of financial education within the family economy. The participants of this study were the administrative staff of the Decentralized and Autonomous Municipal Government (GAD in Spanish acronym) of Pindal. In this regard, this study started by applying a survey to determine the administrative staff’s level of financial education knowledge. The survey was adapted from the questionnaire applied by the Organization for Economic Co-operation and Development (OECD). It was necessary to carry out this study due to the lack of knowledge about personal finance within the family economy and the lack of application of financial knowledge in daily life. The results of this study showed that the administrative staff had an intermediate level of knowledge about financial education and that they were still unaware of some financial products and services. For that reason, a training workshop on financial education was held to strengthen the conceptualizations and behaviors in the administration of economic and financial resources. After the workshop was held, the administrative staff’s knowledge was elevated through the application of knowledge and satisfaction evaluation sheets, which showed positive effects since the participants of this study demonstrated a high level of knowledge about financial education. Therefore, the higher authority of the municipal government of Pindal should encourage the administrative staff to participate in workshops on financial education as a means to seek greater job performance and improve quality of life.En esta investigación se determina la importancia de la educación financiera dentro de la economía familiar; cuyo caso de estudio, se encuentran los colaboradores administrativos del Gobierno Autónomo Descentralizado Municipal (GAD) del cantón Pindal. En este ámbito, el presente estudio se inicia bajo la aplicación de una encuesta para determinar el nivel de conocimiento en educación financiera del personal administrativo de dicha planta institucional, cuya encuesta está adaptada al cuestionario aplicado por la Organización para la Cooperación y el Desarrollo Económicos (OCDE). La problemática radica de la falta de ampliación de los conocimientos en finanzas aplicable dentro de la economía familiar, así como, la falta de aplicación de los conocimientos financieros a la práctica de la vida diaria; en este estudio, los resultados reflejaron que, los colaboradores administrativos mantenían un nivel de conocimiento medio en educación financiera, y que aún desconocían sobre algunos productos y servicios financieros. Ante dicha situación, se estableció un taller de capacitación sobre educación financiera, con la finalidad de fortalecer las conceptualizaciones y conductas sobre la administración de recursos económicos y financieros; al finalizar su ejecución, se evaluaron los resultados de aprendizaje mediante la aplicación de fichas de evaluación de conocimiento y satisfacción, los cuales manifestaron efectos positivos ya que demostraron alcanzar un nivel alto en conocimiento sobre educación financiera. Por esta razón, la autoridad mayor de dicha institución deberá fomentar la participación en talleres sobre educación financiera a su personal laboral, en calidad de procurar un mayor desempeño laboral y mejorar la calidad de vida.Universidad Nacional de LojaMalla Alvarado, Franklin Yovani2022-05-27T15:54:36Z2022-05-27T15:54:36Z2022-05-27info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/bachelorThesis126 p.application/pdfhttps://dspace.unl.edu.ec/jspui/handle/123456789/24786spainfo:eu-repo/semantics/openAccessreponame:Repositorio Universidad Nacional de Lojainstname:Universidad Nacional de Lojainstacron:UNL2025-05-02T13:30:52Zoai:dspace.unl.edu.ec:123456789/24786Institucionalhttps://dspace.unl.edu.ec/Universidad públicahttps://unl.edu.ec/https://dspace.unl.edu.ec/oaiEcuador***opendoar:02025-05-02T13:30:52falseInstitucionalhttps://dspace.unl.edu.ec/Universidad públicahttps://unl.edu.ec/https://dspace.unl.edu.ec/oai*Ecuador***opendoar:02025-05-02T13:30:52Repositorio Universidad Nacional de Loja - Universidad Nacional de Lojafalse |
| spellingShingle | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal Escobar Chamorro, Cecibel Johanna <FINANZAS> <EDUCACIÓN FINANCIERA> <PINDAL> <ECONOMÍA FAMILIAR> |
| status_str | publishedVersion |
| title | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| title_full | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| title_fullStr | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| title_full_unstemmed | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| title_short | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| title_sort | Importancia de la educación financiera en el manejo de la economía familiar: caso colaboradores administrativos del GAD Municipal cantón Pindal |
| topic | <FINANZAS> <EDUCACIÓN FINANCIERA> <PINDAL> <ECONOMÍA FAMILIAR> |
| url | https://dspace.unl.edu.ec/jspui/handle/123456789/24786 |