LOS MICROCREDITOS OTORGADOS POR EL BANCO NACIONAL DE FOMENTO Y SU IMPACTO EN EL CRECIMIENTO DEL SECTOR MICROEMPRESARIAL EN LA CIUDAD DE LOJA

The present investigation aims to analyze the development achieved by the microenterprise sector in the city of Loja in what regards the sector of trade and manufacturing, sectors that are an essential part to the economic growth of a city, since they generate income, in addition to jobs, also considering that the micro-enterprise sector is the highest in the city and is in constant growth all this within the framework of micro-credits granted the Banco Nacional de Fomento. This entity, provides social assistance and services to entrepreneurship and strengthening of micro-enterprises of the town, whose host is significant due to the facilities afforded the institution in terms of deadlines, amounts and low interest rates. Analysed the process of granting of microcredits, to verify the level of compliance with the regulations established for the services that lends the institution and thus the shortcomings detected that the organization owns, in addition the subsequent follow up users who have accessed this type of credit lines. Investigative work addressed the urban microenterprise sector in the city of Loja, and the postulated in the research proposal microfinance service provided by the institution to micro-entrepreneurs, facilitating their growth and encouraging the development of new users can be improved.

• 主要作者: Poma Chamba, John Stiwar (author)
• 格式: bachelorThesis
• 语言: spa
• 出版: 2016
• 主题: ADMINISTRACIÓN PÚBLICA; MICROCREDITOS OTORGADOS; BANCO FOMENTO EMPRESARIAL; CIUDAD DE LOJA
• 在线阅读: http://dspace.unl.edu.ec/jspui/handle/123456789/10129