Capital de trabajo y rentabilidad en las cooperativas de ahorro y crédito del segmento uno de la ciudad de Loja
In financial organizations it is important to adequately control the use of working capital, since the good development of the organization depends on it. The general objective of this research is to determine the relationship between working capital and profitability in savings and credit cooperati...
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | bachelorThesis |
| Sprache: | spa |
| Veröffentlicht: |
2023
|
| Schlagworte: | |
| Online Zugang: | https://dspace.unl.edu.ec/jspui/handle/123456789/26449 |
| Tags: |
Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
|
Tag hinzufügen | Zusammenfassung: | In financial organizations it is important to adequately control the use of working capital, since the good development of the organization depends on it. The general objective of this research is to determine the relationship between working capital and profitability in savings and credit cooperatives in segment one of the city of Loja, for which statistical data from the Superintendence of Popular and Solidarity Economy were consolidated for analysis: Descriptive and correlational, taking as population the savings and credit cooperatives "Vicentina Manuel Esteban Godoy Ortega" and "Padre Julián Lorente" in which a good level of deposits of 79% is evidenced, as well as their capacity for long and short term protection and the delinquency rate corresponding to 5%, The risk of crisis in the financial entities is also observed in the indicators with a high index of non-productive assets of 10%, liquidity of 27% and an index of 59% of placements, the profitability is approximately between 1% and 4%. When correlating the variables, a moderately strong positive relationship is established in working capital and profitability on assets and equity, then, activities and strategies were established according to the weaknesses and threats observed in the cooperatives, finally it is concluded that it is very important to have an adequate management of resources because this allows the company to obtain better and greater economic benefits. |
|---|