Educación Financiera y toma de decisiones de endeudamiento en los socios de la caja de ahorro ecológica San Pedro de Vilcabamba
Financial education is now an essential process for the economic and social development of individuals, since it helps to understand how money works and how to manage it in a better way. For this reason, it is necessary to promote financial education in society that allows the development of knowled...
Gorde:
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| Formatua: | bachelorThesis |
| Hizkuntza: | spa |
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2023
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| Gaiak: | |
| Sarrera elektronikoa: | https://dspace.unl.edu.ec/jspui/handle/123456789/27328 |
| Etiketak: |
Etiketa erantsi
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Etiketa erantsi | Gaia: | Financial education is now an essential process for the economic and social development of individuals, since it helps to understand how money works and how to manage it in a better way. For this reason, it is necessary to promote financial education in society that allows the development of knowledge, skills and competencies for the proper management of finances. This research aims to develop a financial education program for the efficient decision-making of indebtedness in the partners of the ecological savings fund San Pedro de Vilcabamba in order to prevent a misuse of its resources, and in this way, achieve economic stability that allows them to improve their quality of life. The present study used the inductive, deductive, analytical and synthetic, in addition to the mixed approach, the methodological design was of an exploratory transverse type because there has been no previous research on financial education in the savings fund partners, the survey was used as a data collection tool, applied to the population under study made up of 146 partners. The results show that they have an overall level of average financial education and an average level of indebtedness, accordingly, a financial education program was developed with the aim of strengthening the knowledge of savings fund partners in financial matters, for the implementation training days were developed with a duration of five days with the participation of 70 % of the partners and in the subsequent evaluation it was found that the partners were maintained at the middle level because the gap between levels is quite large was evidenced an increase in the percentage of 21.15 % in financial knowledge compared to the first evaluation. |
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