Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro
This research refers to financial education, which makes it possible for people to have the necessary knowledge to use financial products and services, manage their money efficiently, and make good financial decisions. In this regard, the objective of this research is to develop a financial educatio...
Kaydedildi:
| Yazar: | |
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| Materyal Türü: | bachelorThesis |
| Dil: | spa |
| Baskı/Yayın Bilgisi: |
2022
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| Konular: | |
| Online Erişim: | https://dspace.unl.edu.ec/jspui/handle/123456789/24854 |
| Etiketler: |
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| _version_ | 1857833152277381120 |
|---|---|
| author | Pizarro Bonilla, Lizbeth Patricia |
| author_facet | Pizarro Bonilla, Lizbeth Patricia |
| author_role | author |
| collection | Repositorio Universidad Nacional de Loja |
| dc.contributor.none.fl_str_mv | Hernández Ocampo, Silvana Elizabeth |
| dc.creator.none.fl_str_mv | Pizarro Bonilla, Lizbeth Patricia |
| dc.date.none.fl_str_mv | 2022-06-09T14:49:19Z 2022-06-09T14:49:19Z 2022-06-09 |
| dc.format.none.fl_str_mv | 247 p. application/pdf |
| dc.identifier.none.fl_str_mv | https://dspace.unl.edu.ec/jspui/handle/123456789/24854 |
| dc.language.none.fl_str_mv | spa |
| dc.publisher.none.fl_str_mv | Universidad Nacional de Loja |
| dc.rights.none.fl_str_mv | info:eu-repo/semantics/openAccess |
| dc.source.none.fl_str_mv | reponame:Repositorio Universidad Nacional de Loja instname:Universidad Nacional de Loja instacron:UNL |
| dc.subject.none.fl_str_mv | <FINANZAS> <EDUCACIÓN FINANCIERA> <ADOLESCENTES> <AHORRO> |
| dc.title.none.fl_str_mv | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/bachelorThesis |
| description | This research refers to financial education, which makes it possible for people to have the necessary knowledge to use financial products and services, manage their money efficiently, and make good financial decisions. In this regard, the objective of this research is to develop a financial education program for high school students of the private school "José María Vivar Castro". A descriptive and a quantitative approach were applied in this research to identify the financial knowledge that students possess. A survey of 26 questions based on various studies was used to collect the data. To obtain the results, 11 questions were taken as a reference to determine the students’ level of financial education knowledge according to the five levels established in the Program for International Student Assessment (PISA). It was evidenced that the students were at level 3; this means that they can identify financial products and services in relevant situations yet their knowledge of financial concepts is limited, which affects their decision-making. For that reason, it is important to design a financial education program that raises awareness about the proper management of personal finances from an early age. Once the training program about financial education was implemented and evaluated through a test, it was confirmed that the students improved from level 3 to level 5, which means that they can apply financial terms and products in relevant contexts now. |
| eu_rights_str_mv | openAccess |
| format | bachelorThesis |
| id | UNL_b6ac2b9ce1ea38972b3a77e87f11664f |
| instacron_str | UNL |
| institution | UNL |
| instname_str | Universidad Nacional de Loja |
| language | spa |
| network_acronym_str | UNL |
| network_name_str | Repositorio Universidad Nacional de Loja |
| oai_identifier_str | oai:dspace.unl.edu.ec:123456789/24854 |
| publishDate | 2022 |
| publisher.none.fl_str_mv | Universidad Nacional de Loja |
| reponame_str | Repositorio Universidad Nacional de Loja |
| repository.mail.fl_str_mv | * |
| repository.name.fl_str_mv | Repositorio Universidad Nacional de Loja - Universidad Nacional de Loja |
| repository_id_str | 0 |
| spelling | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar CastroPizarro Bonilla, Lizbeth Patricia<FINANZAS><EDUCACIÓN FINANCIERA><ADOLESCENTES><AHORRO>This research refers to financial education, which makes it possible for people to have the necessary knowledge to use financial products and services, manage their money efficiently, and make good financial decisions. In this regard, the objective of this research is to develop a financial education program for high school students of the private school "José María Vivar Castro". A descriptive and a quantitative approach were applied in this research to identify the financial knowledge that students possess. A survey of 26 questions based on various studies was used to collect the data. To obtain the results, 11 questions were taken as a reference to determine the students’ level of financial education knowledge according to the five levels established in the Program for International Student Assessment (PISA). It was evidenced that the students were at level 3; this means that they can identify financial products and services in relevant situations yet their knowledge of financial concepts is limited, which affects their decision-making. For that reason, it is important to design a financial education program that raises awareness about the proper management of personal finances from an early age. Once the training program about financial education was implemented and evaluated through a test, it was confirmed that the students improved from level 3 to level 5, which means that they can apply financial terms and products in relevant contexts now.La presente investigación hace referencia a la Educación financiera, la cual permite tener el conocimiento necesario para el buen uso de productos y servicios financieros, permitiendo la administración del dinero de forma eficiente para tomar adecuadas decisiones financieras. En este contexto, el objetivo de la investigación es desarrollar un programa de educación financiera para los estudiantes de bachillerato del colegio particular “José María Vivar Castro”. La metodología utilizada es de tipo descriptiva con enfoque cuantitativo en la que se identificó los conocimientos financieros que poseen los estudiantes. Para la recolección de datos se utilizó una encuesta con 26 preguntas basadas en diversos estudios. Para los resultados se tomó como referencia 11 preguntas, para establecer los niveles de educación financiera, en la que se utilizó la metodología del modelo Programme for International Student Assessment (PISA) con el propósito de equiparar los cinco niveles, en la cual se evidencia, que los estudiantes se encuentran en un nivel 3, es decir, identifican productos y servicios financieros en situaciones relevantes, sin embargo, aún existen limitaciones en conceptos financieros lo que afecta a la toma de decisiones, por ello se demuestra la trascendencia de diseñar un programa de educación financiera que permita concientizar sobre el manejo adecuado de las finanzas personales desde temprana edad. Por último, se implementó el programa de educación financiera a través de capacitaciones y se evaluó por medio de un test, constatando que actualmente poseen un nivel 5, es decir, aplican términos y productos financieros en contextos relevantes.Universidad Nacional de LojaHernández Ocampo, Silvana Elizabeth2022-06-09T14:49:19Z2022-06-09T14:49:19Z2022-06-09info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/bachelorThesis247 p.application/pdfhttps://dspace.unl.edu.ec/jspui/handle/123456789/24854spainfo:eu-repo/semantics/openAccessreponame:Repositorio Universidad Nacional de Lojainstname:Universidad Nacional de Lojainstacron:UNL2025-05-02T17:32:00Zoai:dspace.unl.edu.ec:123456789/24854Institucionalhttps://dspace.unl.edu.ec/Universidad públicahttps://unl.edu.ec/https://dspace.unl.edu.ec/oaiEcuador***opendoar:02025-05-02T17:32falseInstitucionalhttps://dspace.unl.edu.ec/Universidad públicahttps://unl.edu.ec/https://dspace.unl.edu.ec/oai*Ecuador***opendoar:02025-05-02T17:32Repositorio Universidad Nacional de Loja - Universidad Nacional de Lojafalse |
| spellingShingle | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro Pizarro Bonilla, Lizbeth Patricia <FINANZAS> <EDUCACIÓN FINANCIERA> <ADOLESCENTES> <AHORRO> |
| status_str | publishedVersion |
| title | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| title_full | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| title_fullStr | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| title_full_unstemmed | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| title_short | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| title_sort | Educación financiera orientado a las finanzas personales para los estudiantes de bachillerato del colegio José María Vivar Castro |
| topic | <FINANZAS> <EDUCACIÓN FINANCIERA> <ADOLESCENTES> <AHORRO> |
| url | https://dspace.unl.edu.ec/jspui/handle/123456789/24854 |