Proyecto de Factivilidad para la creaciòn de una Caja de Ahorro en la Parroquia Jimbilla, Cantòn y Provincia de Loja.

The People's Solidarity Economy aims financial intermediation through small percentages of money, aimed primarily at the low-income population as an alternative economic development. That is why the research is part of the development of a "PROJECT FEASIBILITY FOR THE CREATION OF A BOX OF SAVINGS IN Jimbilla, canton and province of Loja PARISH," which seeks to integrate the financial services sector Parish population. To fulfill the specific objectives proposed in the thesis began with a literature review based on books and the Internet in which issues related to the domestic financial system are detailed, popular and solidarity economy and the process to be followed to develop a proper feasibility study. According to the research methodology is detailed market where demand and existing supply giving an unmet demand for 214 people for the creation of the Savings develops. The Technical Study shows installed capacity and used the project the same as is given based on the creditworthiness of the partners, just as it is 6 mentioned where will be located the Savings Bank, and will be distributed plant also flowcharts process both savings and credit. Moreover the Administrative Legal Study contains a number of requirements for the correct operation of the box such as organization charts, operating manuals, laws and statutes for precise creation and maintenance. In regard to the Economic Survey refers to the initial investment to be made to launch the box will be $ 14,272.96, detailed among fixed assets, deferred, and initial working capital credit fund which are indispensable for the project execution. The core of the project is the Financial Assessment where estimates of indicators such as the Net Present Value, $ 8,922.26, which determines that the project is feasible; Internal Rate of Return, gave a value of 26.50% compared to the opportunity cost of 9.41% lower, indicating that the project is profitable and can be carried out; Benefit Cost Ratio, gives a value of 1.35 which means that for every dollar invested a return of $ 0.35 cents will be obtained; Recovery period shows that the initial investment will be recovered in 3 years 5 month 1 days, reasonable time for the project to recover the money invested for building; and Sensitivity Analysis with decreased revenue 2,89%, as the increased costs of 3,91%, resulting 7 in a 0.99% and 0.99% respectively, thereby demonstrating the feasibility. With estimates given we can conclude that in the financial evaluation determined values important to realize that the project is feasible or not, in our case if feasible and that fires us positive values and recommend investing in this proposal because it may serve for a good profitability. .

• Үндсэн зохиолч: Ochoa Tamay, Valeria Katherine (author)
• Формат: bachelorThesis
• Хэвлэсэн: 2016
• Нөхцлүүд: Banca y Finanzas; Proyecto de Factivilidad para la creaciòn de una Caja de Ahorro en la Parroquia Jimbilla, Cantòn y Provincia de Loja.
• Онлайн хандалт: http://dspace.unl.edu.ec/jspui/handle/123456789/10248