Diagnóstico y planeación financiera a la Cooperativa de Ahorro y Crédito “Cristo Rey” de la ciudad de Loja. Periodos 2023 – 2027
The purpose of financial planning is to contribute to the long-term financial sustainability of an organization. A cooperative's economic and financial reality is strengthened by its efficient structuring and implementation. Therefore, the purpose of this research was to carry out a financial p...
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| Формат: | bachelorThesis |
| Язык: | spa |
| Опубликовано: |
2024
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| Предметы: | |
| Online-ссылка: | https://dspace.unl.edu.ec/jspui/handle/123456789/30731 |
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Добавить метку | Итог: | The purpose of financial planning is to contribute to the long-term financial sustainability of an organization. A cooperative's economic and financial reality is strengthened by its efficient structuring and implementation. Therefore, the purpose of this research was to carry out a financial planning for the Cooperativa de Ahorro y Crédito “Cristo Rey” of the city of Loja for the years 2023 to 2027, which is of the utmost importance to gain an understanding of the cooperative's economic situation so that a plan can be developed that will enable the proper management of financial resources and decision-making in the future. In this study, cross- sectional information was collected in a descriptive and non-experimental manner. There were four types of study methods used in this study: scientific, descriptive, synthetic, and mathematical. In this sense, the Cooperativa de Ahorro y Crédito “Cristo Rey” was the object of the present study and the time frame was the years 2023 to 2027, as a projection period. This study was conducted using the income statement and balance sheet for 2020 and 2021 that have been duly legalized by the institution's officers. Among the main findings, it was determined that the cooperative's assets have been financed in more than 70.00 % with liabilities, and that they have grown by 16.00 % to the year 2021. According to financial performance indicators, unproductive assets, productivity, and profitability are deficient. As a result of financial planning, a sustained growth goal of 8.85 % per year can be set, which means that, with its application, it is expected that the cooperative will increase its economic value as long as it maintains its break-even point and combines economic, financial, and administrative policies and strategies effectively. |
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