Las Fintech a nivel de Latinoamérica y su relación en la inclusión financiera en Ecuador

This research refers to Fintechs in Latin America and their relationship with financial inclusion in Ecuador, given that it is a tool responsible for providing financial services through electronic media to make them more accessible and less exclusive. The general objective of this research was to analyze the relationship between Fintechs in Latin America and financial inclusion in Ecuador. We applied a blended approach from qualitative variables and collect specific information on the topic under study from different bibliographic sources. On the other hand, we used the quantitative methodology to establish the relationship between Fintechs and financial inclusion in Ecuador based on numerical and statistical information. The results determine that the factors that had an impact were regulation, the country's economy and economic development, and COVID-19, among others. The Fintech variables (electronic points of sale) and financial inclusion (means of payment) were also correlated, resulting in a very high positive correlation. From the results, it was possible to build the proposal for the design of the Fintech DigitApp, which consists of providing financial education to Ecuadorian families reflected through the Business Model Canvas. The conclusion is that Fintech is 99% related to financial inclusion, so using technology has allowed more people to integrate into the formal financial sector, and this has established itself as an effective mechanism that allows financial inclusion in Latin America.

• Glavni autor: Tenesaca Posligua, Cinthya Mayensi (author)
• Format: bachelorThesis
• Jezik: spa
• Izdano: 2023
• Teme: <INLUSION FINANCIERA>; <ECUADOR>; <FINTECH>; <LATINOAMERICA>
• Online pristup: https://dspace.unl.edu.ec/jspui/handle/123456789/26115