La no devolución de los certificados de aportación y la retención del encaje bancario en las cooperativas de ahorro y crédito del Ecuador causa perjuicio a los socios

The crisis unleashed in the world in the last two decades by the emergence of a new political and economic order aimed at the globalization of markets and liberal democracies, has created a series of changes in all countries, with particular dynamicevolves according to national realities, however, the many initiatives and proposals have been formulated and begun todiscuss in Ecuador in 2000 and mainly in the last years have not yet achieved the necessary consensus to define policies and strategies generate a consensus vision of change that the country requires. Meanwhile, in recent times has started to promote local level operational measures, aimed at validatingsome instruments and general propositions, but without the necessary cohesion to a wider national project. Cooperative savings system has grown by leaps and bounds in the last decade, which has generated a great mass ofahorrabientes of this banking and financial, which without hesitation generates large economic benefits for investors, butcertain disadvantages for persons performing loans in thesefinancial houses as at the time of loan are forced to leave bank reserves which then makes them very difficult to recoverbecause the institutions impose their whims on the time and manner of their return, since there are no regulations governing it.

• المؤلف الرئيسي: Chavez Calvache, Juan Carlos (author)
• التنسيق: bachelorThesis
• اللغة: spa
• منشور في: 2014
• الموضوعات: DERECHO
• الوصول للمادة أونلاين: http://dspace.unl.edu.ec/jspui/handle/123456789/16871