Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.

Cooperative societies have established themselves as a sustainable and inclusive alternative at an economic and labor level. Cooperatives are known as forms of social organization for work centered on people, which are self-managed, democratic and belong to their members, who direct them with the pu...

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Glavni autor: Zuluaga Bedoya, Stiven (author)
Format: bachelorThesis
Izdano: 2024
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Online pristup:http://dspace.utb.edu.ec/handle/49000/15791
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author Zuluaga Bedoya, Stiven
author_facet Zuluaga Bedoya, Stiven
author_role author
collection Repositorio Universidad Técnica de Babahoyo
dc.contributor.none.fl_str_mv Vela Riera, Pablo Alberto
dc.creator.none.fl_str_mv Zuluaga Bedoya, Stiven
dc.date.none.fl_str_mv 2024-03-22T21:11:47Z
2024-03-22T21:11:47Z
2024
dc.format.none.fl_str_mv 43 p.
application/pdf
dc.identifier.none.fl_str_mv http://dspace.utb.edu.ec/handle/49000/15791
dc.language.none.fl_str_mv es
dc.publisher.none.fl_str_mv Babahoyo: UTB-FAFI. 2024
dc.rights.none.fl_str_mv Atribución-NoComercial-SinDerivadas 3.0 Ecuador
http://creativecommons.org/licenses/by-nc-nd/3.0/ec/
info:eu-repo/semantics/openAccess
dc.source.none.fl_str_mv reponame:Repositorio Universidad Técnica de Babahoyo
instname:Universidad Técnica de Babahoyo
instacron:UTB
dc.subject.none.fl_str_mv Cuentas por cobrar
Cartera
Recuperación
Morosidad
Índices Financieros
Créditos
dc.title.none.fl_str_mv Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
dc.type.none.fl_str_mv info:eu-repo/semantics/publishedVersion
info:eu-repo/semantics/bachelorThesis
description Cooperative societies have established themselves as a sustainable and inclusive alternative at an economic and labor level. Cooperatives are known as forms of social organization for work centered on people, which are self-managed, democratic and belong to their members, who direct them with the purpose of generating common well-being, a positive social impact and responding to the needs and requirements of an economic, social, cultural and labor nature. The present investigative work is focused on analyzing the respective credits that financial organizations grant to their clients, the topic examined is accounts receivable in the "San Antonio" Savings and Credit Cooperative Ltda. In the parish of La Unión, period 2022-2023, It consisted of knowing and investigating the policies and procedures for the evaluation of the delivery of credits to those who request, with which it was possible to evaluate the delinquency rate that the cooperative currently has. A mixed approach was used to detail and determine the respective results, which at the end allowed us to carry out a successful investigation, implementing different techniques applied to the head of the Agencia La Unión cooperative, where she provided us with documents and information with which we could fulfill our main objective. The processes and protocols must adjust to the financial practices stipulated by control organizations that will bring future benefits to the cooperative.
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publishDate 2024
publisher.none.fl_str_mv Babahoyo: UTB-FAFI. 2024
reponame_str Repositorio Universidad Técnica de Babahoyo
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repository.name.fl_str_mv Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyo
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rights_invalid_str_mv Atribución-NoComercial-SinDerivadas 3.0 Ecuador
http://creativecommons.org/licenses/by-nc-nd/3.0/ec/
spelling Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.Zuluaga Bedoya, StivenCuentas por cobrarCarteraRecuperaciónMorosidadÍndices FinancierosCréditosCooperative societies have established themselves as a sustainable and inclusive alternative at an economic and labor level. Cooperatives are known as forms of social organization for work centered on people, which are self-managed, democratic and belong to their members, who direct them with the purpose of generating common well-being, a positive social impact and responding to the needs and requirements of an economic, social, cultural and labor nature. The present investigative work is focused on analyzing the respective credits that financial organizations grant to their clients, the topic examined is accounts receivable in the "San Antonio" Savings and Credit Cooperative Ltda. In the parish of La Unión, period 2022-2023, It consisted of knowing and investigating the policies and procedures for the evaluation of the delivery of credits to those who request, with which it was possible to evaluate the delinquency rate that the cooperative currently has. A mixed approach was used to detail and determine the respective results, which at the end allowed us to carry out a successful investigation, implementing different techniques applied to the head of the Agencia La Unión cooperative, where she provided us with documents and information with which we could fulfill our main objective. The processes and protocols must adjust to the financial practices stipulated by control organizations that will bring future benefits to the cooperative.Cooperative societies have established themselves as a sustainable and inclusive alternative at an economic and labor level. Cooperatives are known as forms of social organization for work centered on people, which are self-managed, democratic and belong to their members, who direct them with the purpose of generating common well-being, a positive social impact and responding to the needs and requirements of an economic, social, cultural and labor nature. The present investigative work is focused on analyzing the respective credits that financial organizations grant to their clients, the topic examined is accounts receivable in the "San Antonio" Savings and Credit Cooperative Ltda. In the parish of La Unión, period 2022-2023, It consisted of knowing and investigating the policies and procedures for the evaluation of the delivery of credits to those who request, with which it was possible to evaluate the delinquency rate that the cooperative currently has. A mixed approach was used to detail and determine the respective results, which at the end allowed us to carry out a successful investigation, implementing different techniques applied to the head of the Agencia La Unión cooperative, where she provided us with documents and information with which we could fulfill our main objective. The processes and protocols must adjust to the financial practices stipulated by control organizations that will bring future benefits to the cooperative.Las sociedades cooperativas se han consolidado como una alternativa sostenible e incluyente a nivel económico y laboral. Se conoce como cooperativas a las formas de organización social para el trabajo centradas en las personas, que son de carácter autogestivo, democráticas y pertenecen a sus miembros, quienes las dirigen con la finalidad de generar bienestar común, un impacto social positivo y dar respuesta a las necesidades y requerimientos de carácter económico, social, cultural y laboral. El presente trabajo investigativo está enfocado en analizar los respectivos créditos que las organizaciones financieras otorgan a sus clientes, el tema examinado es cuentas por cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023, consistió en conocer e indagar las políticas y procedimientos para la evaluación de la entrega de créditos a quien solicite, consigo se pudo evaluar el índice de morosidad que tiene la cooperativa en la actualidad. Se utilizó un enfoque mixto para poder detallar y determinar los respectivos resultados que a al finalizar nos permitió el poder realizar una investigación exitosa implementado diferentes técnicas aplicadas a la jefa de la cooperativa Agencia La Unión, donde nos brindó documentos e información con el cual se pudo cumplir nuestro objetivo principal. Los procesos y protocolos deben ajustarse a las prácticas financieras estipuladas por organismos de control que traerán beneficios futuros a la cooperativa.Babahoyo: UTB-FAFI. 2024Vela Riera, Pablo Alberto2024-03-22T21:11:47Z2024-03-22T21:11:47Z2024info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/bachelorThesis43 p.application/pdfhttp://dspace.utb.edu.ec/handle/49000/15791esAtribución-NoComercial-SinDerivadas 3.0 Ecuadorhttp://creativecommons.org/licenses/by-nc-nd/3.0/ec/info:eu-repo/semantics/openAccessreponame:Repositorio Universidad Técnica de Babahoyoinstname:Universidad Técnica de Babahoyoinstacron:UTB2024-03-23T08:01:27Zoai:dspace.utb.edu.ec:49000/15791Institucionalhttp://dspace.utb.edu.ec/Universidad públicahttps://utb.edu.ec/http://dspace.utb.edu.ec/oai.Ecuador...opendoar:02024-03-23T08:01:27Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyofalse
spellingShingle Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
Zuluaga Bedoya, Stiven
Cuentas por cobrar
Cartera
Recuperación
Morosidad
Índices Financieros
Créditos
status_str publishedVersion
title Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
title_full Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
title_fullStr Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
title_full_unstemmed Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
title_short Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
title_sort Cuentas por Cobrar en la Cooperativa de Ahorro y Crédito "San Antonio" Ltda. En la parroquia La Unión período 2022-2023.
topic Cuentas por cobrar
Cartera
Recuperación
Morosidad
Índices Financieros
Créditos
url http://dspace.utb.edu.ec/handle/49000/15791