Cartera de crédito y la sostenibilidad económica de la Cooperativa de Ahorro y Crédito Pueblo Solidario

The present case study refers to the financial situation of the Cooperative of Savings and Credit Pueblo Solidario, which due to having a limited credit portfolio directed mainly to the agricultural sector and not having strict controls in its credit processes has incurred a high percentage of delin...

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Detalhes bibliográficos
Autor principal: Pacheco Rodríguez, Roberto Salomón (author)
Formato: bachelorThesis
Idioma:spa
Publicado em: 2017
Assuntos:
Acesso em linha:http://dspace.utb.edu.ec/handle/49000/2496
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Resumo:The present case study refers to the financial situation of the Cooperative of Savings and Credit Pueblo Solidario, which due to having a limited credit portfolio directed mainly to the agricultural sector and not having strict controls in its credit processes has incurred a high percentage of delinquency, factors that have triggered that its economic sustainability is difficult. The Cooperativa de Ahorro y Crédito "Pueblo Solidario" is an institution of private law with a social purpose, constituted by Ministerial Agreement No. 0747 of August 23, 2007, and registered in the General Registry of Cooperatives with Order No. 7175 . Its main objective is to motivate the socio-economic progress of its members and of society by providing financial, related and complementary services within the framework established by the Law of Popular and Solidarity Economy and its General Regulations, in addition to promoting the savings of the partners and of the community in general, having as main activity the Financial Intermediation.