La Gestión Financiera de la Cooperativa de Ahorro y Crédito Juan Pio de Mora del Cantón Babahoyo Provincia Los Ríos en el periodo 2023.

Financial management at the organizational level provides varieties of benefits through techniques and methods that can be applied critically, it provides the correct management of countless resources that are at hand in a company, many privileges will be executed with the purpose to increase its va...

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Bibliographic Details
Main Author: Peralta Cevallos, Karla Nayeli (author)
Format: bachelorThesis
Published: 2024
Subjects:
Online Access:http://dspace.utb.edu.ec/handle/49000/17254
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Summary:Financial management at the organizational level provides varieties of benefits through techniques and methods that can be applied critically, it provides the correct management of countless resources that are at hand in a company, many privileges will be executed with the purpose to increase its value, positive aspects for collaborators, possible investors and the first in the hierarchy of the organization, on the other hand, accounting administration, enables good management and correct interpretation of the information in the accounting documents that are presents to the board of directors. The situation becomes more complicated when considering the long-term effects of ineffective financial management on a financial institution. Loss of trust from partners and the community can result in decreased deposits and reduced access to external funds. Furthermore, the cooperative currently faces difficulties in maintaining its credit portfolio and meeting its financial obligations, which could lead to a downgrade of its credit rating and greater exposure to liquidity risks. For the analysis of this research in relation to the financial management of the Juan Pio de Mora Ltda cooperative in the city of Babahoyo, a mixed approach was implemented which allowed us to see the problems of this case study from a different perspective, based on The findings were concluded and new strategies were recommended which the organization can improve in the long term.