Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo.
This research focuses on the management of the microcredit portfolio at BanEcuador, Babahoyo Branch, addressing the growing problem of overdue loans and the solvency of microcredits. The past due portfolio has generated a significant increase in delinquency rates, affecting the bank's financial...
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| Format: | bachelorThesis |
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2024
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| Online Access: | http://dspace.utb.edu.ec/handle/49000/15792 |
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| author | Gavica Roelas, Josué Luciano |
| author_facet | Gavica Roelas, Josué Luciano |
| author_role | author |
| collection | Repositorio Universidad Técnica de Babahoyo |
| dc.contributor.none.fl_str_mv | Burbano Cabrera, Jaime Santiago |
| dc.creator.none.fl_str_mv | Gavica Roelas, Josué Luciano |
| dc.date.none.fl_str_mv | 2024-03-22T21:31:10Z 2024-03-22T21:31:10Z 2024 |
| dc.format.none.fl_str_mv | 79 p. application/pdf |
| dc.identifier.none.fl_str_mv | http://dspace.utb.edu.ec/handle/49000/15792 |
| dc.language.none.fl_str_mv | es |
| dc.publisher.none.fl_str_mv | Babahoyo: UTB-FAFI. 2024 |
| dc.rights.none.fl_str_mv | Atribución-NoComercial-SinDerivadas 3.0 Ecuador http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ info:eu-repo/semantics/openAccess |
| dc.source.none.fl_str_mv | reponame:Repositorio Universidad Técnica de Babahoyo instname:Universidad Técnica de Babahoyo instacron:UTB |
| dc.subject.none.fl_str_mv | Cartera vencida Microcréditos Gestión financiera Estrategias de Recuperación BanEcuador |
| dc.title.none.fl_str_mv | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| dc.type.none.fl_str_mv | info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/bachelorThesis |
| description | This research focuses on the management of the microcredit portfolio at BanEcuador, Babahoyo Branch, addressing the growing problem of overdue loans and the solvency of microcredits. The past due portfolio has generated a significant increase in delinquency rates, affecting the bank's financial stability and compromising its ability to provide sustainable credit services. The general objective is to develop an efficient recovery plan to reduce overdue loans immediately. The methodology involves inductive and analytical methods, applying the sample size formula for finite populations. The results focus on specific strategies for the identification and recovery of overdue loans, improving the solvency of microcredits. The importance of research in the field of Financial Management and related areas such as administrative, tax, auditing and control is highlighted. The conclusions highlight the viability and relevance of the proposed plan to improve the management of the microcredit portfolio, benefiting both the bank and the users. Keywords: past due portfolio, microcredits, financial management, recovery strategies, BanEcuador. |
| eu_rights_str_mv | openAccess |
| format | bachelorThesis |
| id | UTB_dfd0f9585a31105a5677745e56f143cd |
| instacron_str | UTB |
| institution | UTB |
| instname_str | Universidad Técnica de Babahoyo |
| language_invalid_str_mv | es |
| network_acronym_str | UTB |
| network_name_str | Repositorio Universidad Técnica de Babahoyo |
| oai_identifier_str | oai:dspace.utb.edu.ec:49000/15792 |
| publishDate | 2024 |
| publisher.none.fl_str_mv | Babahoyo: UTB-FAFI. 2024 |
| reponame_str | Repositorio Universidad Técnica de Babahoyo |
| repository.mail.fl_str_mv | . |
| repository.name.fl_str_mv | Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyo |
| repository_id_str | 0 |
| rights_invalid_str_mv | Atribución-NoComercial-SinDerivadas 3.0 Ecuador http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ |
| spelling | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo.Gavica Roelas, Josué LucianoCartera vencidaMicrocréditosGestión financieraEstrategias de RecuperaciónBanEcuadorThis research focuses on the management of the microcredit portfolio at BanEcuador, Babahoyo Branch, addressing the growing problem of overdue loans and the solvency of microcredits. The past due portfolio has generated a significant increase in delinquency rates, affecting the bank's financial stability and compromising its ability to provide sustainable credit services. The general objective is to develop an efficient recovery plan to reduce overdue loans immediately. The methodology involves inductive and analytical methods, applying the sample size formula for finite populations. The results focus on specific strategies for the identification and recovery of overdue loans, improving the solvency of microcredits. The importance of research in the field of Financial Management and related areas such as administrative, tax, auditing and control is highlighted. The conclusions highlight the viability and relevance of the proposed plan to improve the management of the microcredit portfolio, benefiting both the bank and the users. Keywords: past due portfolio, microcredits, financial management, recovery strategies, BanEcuador.This research focuses on the management of the microcredit portfolio at BanEcuador, Babahoyo Branch, addressing the growing problem of overdue loans and the solvency of microcredits. The past due portfolio has generated a significant increase in delinquency rates, affecting the bank's financial stability and compromising its ability to provide sustainable credit services. The general objective is to develop an efficient recovery plan to reduce overdue loans immediately. The methodology involves inductive and analytical methods, applying the sample size formula for finite populations. The results focus on specific strategies for the identification and recovery of overdue loans, improving the solvency of microcredits. The importance of research in the field of Financial Management and related areas such as administrative, tax, auditing and control is highlighted. The conclusions highlight the viability and relevance of the proposed plan to improve the management of the microcredit portfolio, benefiting both the bank and the users. Keywords: past due portfolio, microcredits, financial management, recovery strategies, BanEcuador.Esta investigación se enfoca en la gestión de la cartera de microcréditos en BanEcuador, Sucursal Babahoyo, abordando el creciente problema de la cartera vencida y la solvencia de los microcréditos. La cartera vencida ha generado un aumento significativo en los porcentajes de morosidad, afectando la estabilidad financiera del banco y comprometiendo su capacidad para proporcionar servicios crediticios sostenibles. El objetivo general es desarrollar un plan de recuperación eficiente para reducir los créditos vencidos de manera inmediata. La metodología involucra métodos inductivos y de análisis, aplicando la fórmula del tamaño de muestra para poblaciones finitas. Los resultados se centran en estrategias específicas para la identificación y recuperación de préstamos vencidos, mejorando la solvencia de los microcréditos. Se destaca la importancia de la investigación en el ámbito de la Gestión Financiera y áreas relacionadas como la administrativa, tributaria, auditoría y control. Las conclusiones resaltan la viabilidad y relevancia del plan propuesto para mejorar la gestión de la cartera de microcréditos, beneficiando tanto al banco como a los usuarios. Palabras clave: cartera vencida, microcréditos, gestión financiera, estrategias de recuperación, BanEcuador.Babahoyo: UTB-FAFI. 2024Burbano Cabrera, Jaime Santiago2024-03-22T21:31:10Z2024-03-22T21:31:10Z2024info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/bachelorThesis79 p.application/pdfhttp://dspace.utb.edu.ec/handle/49000/15792esAtribución-NoComercial-SinDerivadas 3.0 Ecuadorhttp://creativecommons.org/licenses/by-nc-nd/3.0/ec/info:eu-repo/semantics/openAccessreponame:Repositorio Universidad Técnica de Babahoyoinstname:Universidad Técnica de Babahoyoinstacron:UTB2024-03-23T08:01:33Zoai:dspace.utb.edu.ec:49000/15792Institucionalhttp://dspace.utb.edu.ec/Universidad públicahttps://utb.edu.ec/http://dspace.utb.edu.ec/oai.Ecuador...opendoar:02026-03-07T22:21:50.574307Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyotrue |
| spellingShingle | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. Gavica Roelas, Josué Luciano Cartera vencida Microcréditos Gestión financiera Estrategias de Recuperación BanEcuador |
| status_str | publishedVersion |
| title | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| title_full | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| title_fullStr | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| title_full_unstemmed | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| title_short | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| title_sort | Plan de recuperación de cartera vencida y solvencia de microcréditos en BanEcuador sucursal Babahoyo. |
| topic | Cartera vencida Microcréditos Gestión financiera Estrategias de Recuperación BanEcuador |
| url | http://dspace.utb.edu.ec/handle/49000/15792 |