Políticas de créditos del comercial “TROPIMOTORS” Babahoyo

Credit policies are guidelines that an organization presents to its clients for approval, for this reason an investigation was carried out which is linked to the Financial, Administrative, Tax, Audit and Control line, in relation to the sub-line of The model of Public and Private Companies and Insti...

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Egile nagusia: Amaiquema Moran, Anderson Ivan (author)
Formatua: bachelorThesis
Argitaratua: 2020
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Sarrera elektronikoa:http://dspace.utb.edu.ec/handle/49000/8298
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author Amaiquema Moran, Anderson Ivan
author_facet Amaiquema Moran, Anderson Ivan
author_role author
collection Repositorio Universidad Técnica de Babahoyo
dc.contributor.none.fl_str_mv Carrasco Echeverría, Gina
dc.creator.none.fl_str_mv Amaiquema Moran, Anderson Ivan
dc.date.none.fl_str_mv 2020-09-24T16:33:03Z
2020-09-24T16:33:03Z
2020
dc.format.none.fl_str_mv 28 p.
application/pdf
dc.identifier.none.fl_str_mv http://dspace.utb.edu.ec/handle/49000/8298
dc.language.none.fl_str_mv es
dc.publisher.none.fl_str_mv BABAHOYO: UTB, 2020
dc.rights.none.fl_str_mv Atribución-NoComercial-SinDerivadas 3.0 Ecuador
http://creativecommons.org/licenses/by-nc-nd/3.0/ec/
info:eu-repo/semantics/openAccess
dc.source.none.fl_str_mv reponame:Repositorio Universidad Técnica de Babahoyo
instname:Universidad Técnica de Babahoyo
instacron:UTB
dc.subject.none.fl_str_mv Políticas de crédito
Inconformidad
Aprobación
dc.title.none.fl_str_mv Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
dc.type.none.fl_str_mv info:eu-repo/semantics/publishedVersion
info:eu-repo/semantics/bachelorThesis
description Credit policies are guidelines that an organization presents to its clients for approval, for this reason an investigation was carried out which is linked to the Financial, Administrative, Tax, Audit and Control line, in relation to the sub-line of The model of Public and Private Companies and Institutions, regarding the incorporated methodology is the inductive method, due to the fact that the information that was collected was through the type of quantitative and qualitative research. All these actions occurred because it is difficult for employees to find clients in accordance with the policies for the approval of a loan, which have been considered rigorous compared to other commercials, generating inconveniences for clients and workers. For this reason, this in-depth investigation was carried out, to determine the causes and reasons for which internal and external problems have been triggered at said branch, which are supported by an interview and surveys, which gave negative results and it was possible to determine that Tropimotrs Babahoyo's credit policies are not adequate for employees to be able to make sales efficiently, and according to clients, these policies are not appropriate for the reason that they do not have facilities to access credit.
eu_rights_str_mv openAccess
format bachelorThesis
id UTB_e40aff9f199f1938a68e9ca5997f98fe
instacron_str UTB
institution UTB
instname_str Universidad Técnica de Babahoyo
language_invalid_str_mv es
network_acronym_str UTB
network_name_str Repositorio Universidad Técnica de Babahoyo
oai_identifier_str oai:dspace.utb.edu.ec:49000/8298
publishDate 2020
publisher.none.fl_str_mv BABAHOYO: UTB, 2020
reponame_str Repositorio Universidad Técnica de Babahoyo
repository.mail.fl_str_mv .
repository.name.fl_str_mv Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyo
repository_id_str 0
rights_invalid_str_mv Atribución-NoComercial-SinDerivadas 3.0 Ecuador
http://creativecommons.org/licenses/by-nc-nd/3.0/ec/
spelling Políticas de créditos del comercial “TROPIMOTORS” BabahoyoAmaiquema Moran, Anderson IvanPolíticas de créditoInconformidadAprobaciónCredit policies are guidelines that an organization presents to its clients for approval, for this reason an investigation was carried out which is linked to the Financial, Administrative, Tax, Audit and Control line, in relation to the sub-line of The model of Public and Private Companies and Institutions, regarding the incorporated methodology is the inductive method, due to the fact that the information that was collected was through the type of quantitative and qualitative research. All these actions occurred because it is difficult for employees to find clients in accordance with the policies for the approval of a loan, which have been considered rigorous compared to other commercials, generating inconveniences for clients and workers. For this reason, this in-depth investigation was carried out, to determine the causes and reasons for which internal and external problems have been triggered at said branch, which are supported by an interview and surveys, which gave negative results and it was possible to determine that Tropimotrs Babahoyo's credit policies are not adequate for employees to be able to make sales efficiently, and according to clients, these policies are not appropriate for the reason that they do not have facilities to access credit.Credit policies are guidelines that an organization presents to its clients for approval, for this reason an investigation was carried out which is linked to the Financial, Administrative, Tax, Audit and Control line, in relation to the sub-line of The model of Public and Private Companies and Institutions, regarding the incorporated methodology is the inductive method, due to the fact that the information that was collected was through the type of quantitative and qualitative research. All these actions occurred because it is difficult for employees to find clients in accordance with the policies for the approval of a loan, which have been considered rigorous compared to other commercials, generating inconveniences for clients and workers. For this reason, this in-depth investigation was carried out, to determine the causes and reasons for which internal and external problems have been triggered at said branch, which are supported by an interview and surveys, which gave negative results and it was possible to determine that Tropimotrs Babahoyo's credit policies are not adequate for employees to be able to make sales efficiently, and according to clients, these policies are not appropriate for the reason that they do not have facilities to access credit.Las políticas de crédito son pautas que una organización presentas a sus clientes para la aprobación del mismo, por esta razón se realizó una investigación la cual está ligada a línea de Gestión Financiera, administrativa, Tributaria, Auditoría y Control, con relación a la sublinea de modelo de Empresas e Instituciones Públicas y Privadas, en cuanto a la metodología incorporada es la de método inductivo, por el hecho de que la información que se recaudo fue por medio del tipo de investigación cuantitativo y cualitativo. Todas estas acciones se dieron debido a que a los colaboradores se les dificulta encontrar clientes acordes a las políticas para la aprobación de un crédito, las mismas que se las han considerado rigurosas a comparación de otros comerciales, generándose inconvenientes en los clientes y trabajadores. Por esta razón se realizó esta investigación a fondo, para determinar las causas y motivos por las cuales se han desencadenado problemas internos y externos de dicha sucursal, los cuales se encuentran apoyados en una entrevista y encuestas, las cuales dieron resultados negativos y se pudo determinar que las políticas de crédito de Tropimotrs Babahoyo no son las adecuadas para que los colaboradores puedan realizar ventas de una manera eficaz, y según los clientes estas políticas no son las apropiadas por el motivo de que no presentan comodidades para poder acceder a un crédito.BABAHOYO: UTB, 2020Carrasco Echeverría, Gina2020-09-24T16:33:03Z2020-09-24T16:33:03Z2020info:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/bachelorThesis28 p.application/pdfhttp://dspace.utb.edu.ec/handle/49000/8298esAtribución-NoComercial-SinDerivadas 3.0 Ecuadorhttp://creativecommons.org/licenses/by-nc-nd/3.0/ec/info:eu-repo/semantics/openAccessreponame:Repositorio Universidad Técnica de Babahoyoinstname:Universidad Técnica de Babahoyoinstacron:UTB2022-02-08T08:06:22Zoai:dspace.utb.edu.ec:49000/8298Institucionalhttp://dspace.utb.edu.ec/Universidad públicahttps://utb.edu.ec/http://dspace.utb.edu.ec/oai.Ecuador...opendoar:02022-02-08T08:06:22Repositorio Universidad Técnica de Babahoyo - Universidad Técnica de Babahoyofalse
spellingShingle Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
Amaiquema Moran, Anderson Ivan
Políticas de crédito
Inconformidad
Aprobación
status_str publishedVersion
title Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
title_full Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
title_fullStr Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
title_full_unstemmed Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
title_short Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
title_sort Políticas de créditos del comercial “TROPIMOTORS” Babahoyo
topic Políticas de crédito
Inconformidad
Aprobación
url http://dspace.utb.edu.ec/handle/49000/8298