Fuentes de financiamiento y su impacto en el desarrollo del sector micro empresarial de servicio en el cantón La Maná provincia de Cotopaxi.
The present research is about the evaluation of the sources of financing and their impact on the micro-enterprise development of the service sector in La Maná town used the types of research: field research to collect information on the scene, descriptive research While the methods used were: the in...
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| Format: | bachelorThesis |
| Sprache: | spa |
| Veröffentlicht: |
2017
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| Online Zugang: | http://repositorio.utc.edu.ec/handle/27000/4647 |
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Tag hinzufügen | Zusammenfassung: | The present research is about the evaluation of the sources of financing and their impact on the micro-enterprise development of the service sector in La Maná town used the types of research: field research to collect information on the scene, descriptive research While the methods used were: the inductive, deductive and analytical method, complemented with the survey technique, having as a questionnaire a multiple choice questionnaire. The results were described by objectives, where the main characteristics of the financing sources of the service sector are the financial institutions, which offer the emerging credit lines with maximum amounts of $ 4,000.0, with a maximum term of 36 months, payments can be monthly, bimonthly, and quarterly depending on the amount of credit granted. The measurement of the micro-enterprise development of the service sector of La Maná through the indicators: micro-enterprise operating time showed that they are between 4 and 7 years old, the training level of the owners is secondary level, for operating expenses, the amount of credits requested remained between $ 5,000 and the profit margin stood at 20%. The analysis of the incidence of financing sources established by the calculation of Chi square showed that the comparison between the growth of human talent a result of 30.05, values that placed on the area of acceptance and degrees of freedom of the table Of distribution of X2, therefore, it was determined that the sources of financing if they affect the micro enterprise development of service in La Maná. The impacts of the research were economic, social and technical. |
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