Estructuración de un portafolio de crédito en la Cooperativa de Ahorro y Crédito virgen del cisne para el desarrollo del segmento microempresarial de artesanos de la parroquia Eloy Alfaro

This researching was realized with the objective of covering the necessary finance to the artistic segment of the Eloy Alfaro neighborhood, through the structure of a credit portfolio for the Saving and Credit Cooperative “Virgen del Cisne”, the same that contains flexible financial products as in m...

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Bibliografiske detaljer
Hovedforfatter: Chango Santo, Myriam Margoth (author)
Andre forfattere: Tipán Ayala, Fanny Yolanda (author)
Format: bachelorThesis
Sprog:spa
Udgivet: 2015
Fag:
Online adgang:http://repositorio.utc.edu.ec/handle/27000/2138
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Summary:This researching was realized with the objective of covering the necessary finance to the artistic segment of the Eloy Alfaro neighborhood, through the structure of a credit portfolio for the Saving and Credit Cooperative “Virgen del Cisne”, the same that contains flexible financial products as in micro credit. To collect information we used bibliographical resources scientific facts, analytic and deductive methods were used that permitted to use internal and external environment of the cooperative, furthermore we used the technics of the survey whose result facilitated the delimitation of characteristics with which the credit portfolio was elaborated. The placements that the cooperative makes renovated by its partners and clients in a low percentage, therefore the amplification of the credit fund is necessary for its affiliated. This investigation will serve as support to direct towards mutual growth between the craftsmen micro enterprise and its partners and clients.