Factores determinantes de la inclusión financiera en las mipymes

The purpose of this work is to know, from the perspective of entrepreneurs, what are the determining factors of financial inclusion, in terms of access to credit for MSMEs, from financial institutions. In the methodological sense, this study has been carried out with MSMEs located in the "Salto...

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Autor principal: Oña Chiliquinga, Diego Saul (author)
Altres autors: Tipanguano Astudillo, Edwin Roberto (author)
Format: bachelorThesis
Idioma:spa
Publicat: 2023
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Accés en línia:http://repositorio.utc.edu.ec/handle/27000/10027
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Sumari:The purpose of this work is to know, from the perspective of entrepreneurs, what are the determining factors of financial inclusion, in terms of access to credit for MSMEs, from financial institutions. In the methodological sense, this study has been carried out with MSMEs located in the "Salto" sector of the Latacunga canton, based on the analysis of variables related to the information of the applicant for financing and the company. The focus of this research is strictly quantitative, descriptive, correlational and predictive. In the first instance, this research was based on theoretical bases, such as the study of the current regulations of financial inclusion in Ecuador, the sociodemographic and financing aspects aimed at MiPymes, as well as the different processes of financial inclusion. within the country and Latin America based on previous studies by international organizations.