Fortalecimiento de la Gestión Financiera en la Administración de la cartera vencida de la Cooperativa de ahorro y crédito Andina Ltda.

Financial management helps improve the material and human assets of the company to increase profits and performance. The purpose of this research work is to strengthen financial management through the analysis of financial indicators to determine their incidence in the efficient administration of the Andean Cooperative's portfolio. Through the analysis of the indicators and the construction of a Logit econometric model of the portfolio of credit subjects, the probability that a member of the cooperative defaults on its financial obligations will be determined. The main objective of this development project is to determine the level of non-compliance with obligations through a financial management model for efficient portfolio administration in the Andean Savings and Credit Cooperative, it has a quantitative methodological approach since numerical information will be extracted of the balance sheets of the cooperative using the type of exploratory, descriptive and correlational research. The results that have been reached is that the strengthening of financial management is important for an efficient administration of the Andean Cooperative's portfolio, this is achieved through the simulation model carried out with the quantitative and qualitative variables used in the model. econometric, reaching the conclusion that defaults on credit obligations are related to the risk rating and quantitative and qualitative variables, that is, if the institution applies the econometric model presented, the credit portfolio will improve.

• 1. Verfasser: Mogro Argüello, Yanua Marcela (author)
• Format: masterThesis
• Sprache: spa
• Veröffentlicht: 2023
• Schlagworte: GESTIÓN FINANCIERA; INDICADORES FINANCIEROS; EFICIENCIA; ADMINISTRACIÓN DE LA CARTERA; ADMINISTRACIÓN EMPRESAS
• Online Zugang: http://repositorio.utc.edu.ec/handle/27000/9979