El endeudamiento y su relación en el desarrollo de las actividades en las pymes comerciales del cantón La Maná, 2021.

This research was developed to analyze the indebtedness of small and medium enterprises in the canton of La Maná and its impact on the development of their commercial activities. It was necessary the application of the analytical method and the inductive method, the first was used to understand the causes and consequences of which are derived the indebtedness in the development of activities in commercial SMEs, through this method and its analysis the justification was developed, Through this method and its analysis, the justification was elaborated, which allowed knowing the importance of which were the beneficiaries of this research and in which it is broken down by parts or elements establishing new theories for a better understanding, while the inductive method facilitated the approach of the problem from the macro level, deducing the causes and effects that generate the indebtedness in the development of the activities in the commercial SMEs in La Maná. For the collection of data, the survey technique was applied to 151 members of the companies consulted, to whom the questionnaire was applied, which was validated through the statistical technique of Cronbach's Alpha that allowed determining that the instruments that were applied in a pilot test to 17 elements of the sample, reflecting a value equivalent to 0. 881, statistically validating the questionnaires, which were subsequently applied to the 151 collaborators who made up the total sample, and with the application of the SPSS statistical model allowed the existing relationships between the research variables to be evaluated, as well as the verification of the working hypothesis. The most relevant results of the research through the fieldwork carried out allow highlighting that 33.1% have almost always or occasionally made loans to institutions to start an activity or start a business. It is affirmed that 41.7% of respondents that commercial enterprises have indebtedness to invest in their business that is usually detrimental to their commercial process, 32.5% of respondents stated that commercial enterprises can excel regardless of the level of indebtedness they have. The statistical evaluation shows that there is a Rho correlation equivalent to 0.552 between both variables of the study, so there was a moderate positive relationship between the variables analyzed; therefore, the null hypothesis is rejected and the alternative hypothesis of the study is accepted.

• Autore principale: Cusco Bustamante, Sheyla Nicole (author)
• Altri autori: Lastra Hernández, Doris Mishell (author)
• Natura: bachelorThesis
• Lingua: spa
• Pubblicazione: 2022
• Soggetti: PYMES COMERCIALES; ALFA DE CRONBACH; PRUEBA PILOTO; METODO SPSS; COMPROBACION DE HIPOTESIS; RELACIONES ENTRE VARIABLES; ENDEUDAMIENTO
• Accesso online: http://repositorio.utc.edu.ec/handle/27000/8665