Factibilidad para la creación de una sucursal de la cooperativa de ahorro y crédito Futuro Lamanense en el cantón San Jacinto de Buena Fe, provincia de Los Ríos periodo 2012

The feasibility study for the creation of a credit union for the canton Buena Fe's objectives are: a) Develop a feasibility project for the creation of a branch of the Savings and Credit Cooperative Futuro Lamanense in canton San Jacinto de Buena Fe, province of Los Ríos, period 2012, b) diagnosed by a market study the need for opening an office of Savings and Credit Cooperative Future Lamanense in Canton San Jacinto Good Faith, in 2012 . c) Develop a technical and economic study to determine the investment needed for the project d) Determine the financial feasibility of this study, for the creation of the branch of the Savings and Credit Cooperative Future Lamanense, in the canton of San Jacinto Buena Fe in 2012, through lending so they can expand and start their businesses, as well, infrastructures and technologies to implement agricultural, livestock, poultry, among others and thus encourage the community to Canton undertake comprehensive development and thereby also contribute to the development of the province and the country. With the analysis of the market study considered 378 people in the urban and rural, is so determined that respondents support the initiative for the creation of this cooperative. Given the needs of money, they have gone to the local institutions in search of financial support and the rest, although their needs have not done by demanding paperwork and requirements that must be met to access credit, this results in unsatisfied demand, population with the creation and operation of the cooperative would be attending. This ratio is critical because the respondents are willing to join the union once it is operating. An investment is projected to be distributed as follows: Fixed Investment, deferred investment and working capital, with this investment in the first year of operation of the cooperative have the results: net income, working capital, operating costs, which gives a profit in the first year, same as for the following years will be noticeable. In order to accumulate capital to enable the cooperative to operate as normal, are proposed as income the following items: $ 15.00 entry fee (non-refundable) for a one-time administration fee of $ 1.00, per month (not refundable), interest on loans 16% annually. These values will be used to cover operating expenses of the cooperative. It also proposes the sale of shares at a value of 5.00% c / u, and required minimum. The economic and financial study presented a $ 1,788.79 NPV, IRR of 17% and a cost of 1%, as these parameters have been considered in this project lending with the tendency to increase them and meet the forecast, is demonstrated Cooperative profitability and hence the viability of it, with a payback period of four years

• 1. autor: Morán Marmolejo, Fabián Medardo (author)
• Format: bachelorThesis
• Język: spa
• Wydane: 2012
• Hasła przedmiotowe: Creación; Sucursal; Cooperativa Futuro Lamanense; Buena Fe
• Dostęp online: http://repositorio.uteq.edu.ec/handle/43000/5265