Analisis de los estados financieros del banco guayaquil periodo 2007-2008

It constitutes one of the basic functions in financial intermediation and represents the loans granted by the institution, under different authorized modalities and in function of the specialized turn that corresponds to each of them, with its own resources or with internal or external financing sources. The interest generated by these operations is the basis for the profitability of the entity and the degree of recovery of the credits will serve to make new loans to customers. The basic documentation that the entities must demand will be all the documents necessary to carry out a technical analysis of the debtor's situation that ensures the recovery of the borrowed funds. Among this information are: financial statements, guarantees, asset certification, bank and commercial references or others. This group of accounts consists of the sum of the portfolios to be matured and expired commercial, consumption, housing, microenterprise, restructured to be matured, matured and portfolio that does not accrue interest; and provisions. 2.14. Loan Portfolio Due Goxens (2003). Loans granted to clients, in the different modalities by the institutions, whose term has not expired. It is classified into the following sub-accounts: commercial loans, consumer loans, housing loans, microenterprise loans and restructured loans.

• Main Author: Castro Quiroz, Maryuri Eulalla (author)
• Other Authors: Gonzáles Coto, Luz María Victoria (author), Valdiviezo Pardo, Juan Eddy (author)
• Format: bachelorThesis
• Language: spa
• Published: 2010
• Subjects: Analisis de los estados financiero; Banco Guayauil
• Online Access: http://repositorio.uteq.edu.ec/handle/43000/2564