Análisis de la morosidad interna de los créditos otorgados por la cooperativa de ahorro y crédito sumak kawsay durante el periodo 2010
The right to agree to a credit, it grows from the need of the human being to look for a future for his family, at our country it is a need that has been perceived because of a deep economic crisis that submerged the country you are for it that many of the credits that have been delivered to the Cred...
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| Hlavní autor: | |
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| Médium: | bachelorThesis |
| Jazyk: | spa |
| Vydáno: |
2012
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| Témata: | |
| On-line přístup: | http://repositorio.uteq.edu.ec/handle/43000/3993 |
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Přidat tag | Shrnutí: | The right to agree to a credit, it grows from the need of the human being to look for a future for his family, at our country it is a need that has been perceived because of a deep economic crisis that submerged the country you are for it that many of the credits that have been delivered to the Credit Union's different first class associates and Crédito Sumak Kawsay have become delinquent on a debt . The present study came true with Crédito's Wallet of the Credit Union and Crédito Sumak Kawsay Sucursal Gushes It, with the aim of determining the causes of lateness that have to do with her. Being the principal causes of lateness the abuse of the credits since many of them are utilized for another intentions, they affect principally in the index of the lateness of the subsidiary ( so much for slow balances I eat for the number of operations ) applied an investigation where the staff of the same utilized interview with the cooperative's coordinator and questionnaire of applied questions himself itself. The collection of data consisted in the application of an interview in consideration of a questionnaire of seventeen questions, to the human talent, drinking in account than himself apply to the universe 7 interviewees, where it was tabulated by means of the statistical techniques presenting the results with graphics for his respective interpretation, Whereby one comes to an end, in addition to observational techniques and photos. You accomplished a process of validity of contents and the results that were obtained next of applied the same the fact that a deficiency in the handling of the credits, which were shown at frequent terms has affected in her the administrative accounting records and financiers in the year 2010 of the studied company. |
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