Gestión administrativa financiera y su incidencia en la rentabilidad de la cooperativa de ahorro y crédito juan pío de mora Ltda. sucursal Quevedo, correspondiente al período 2011-2012" – Plan de auditoría

The Savings and Credit Cooperative Juan Pio de Mora Ltd. Branch Quevedo, is characterized as an institution that offers mortgage loans, microcredit and consumer, in the short and long term interest rates according to the Central Bank of Ecuador, standing out as a financial institution of social assistance. This thesis was aimed to evaluate the Financial Administrative Management and its impact on the profitability of the Savings and Credit Cooperative Juan Pio de Mora Ltd. Branch Quevedo, during the period 2011-2012, so that they were able to identify aspects that have influenced the development of the entity, and a Plan Audit Sustainable management and to contribute to sustainable economic growth, taking into account that to achieve the objectives and targets, the Cooperative must protect the interests of its members and customers, be they economic, social, improving their standard of living, providing agile financial products and services, timely and quality. The objectives of this thesis were: to determine the level of profitability of Savings and Credit Cooperative Juan Pio de Mora Ltd. Branch Quevedo, investigate administrative actions designed to provide tools to facilitate the optimization of institutional resources, apply indicators to administrative measure and develop a Management Audit Plan. During the investigation we used four methods, inductive, deductive, analytical and observation, while to obtain the desired information as techniques were used; interview the same that was applied to the Manager of the Savings and Credit Cooperative Juan Pio de Mora Ltda. Branch Quevedo and surveys were conducted to 341 members of the same institution. Through investigation it was possible to obtain the following information: The 39.5% of respondents believe that the reason admitted as members of the Cooperative Credit Union Ltd. Mora Juan Pio of Quevedo Branch is to save and access credit. As for the default interest payable in arrears if the 93% of members said that the Cooperative charges 1% for the late payments. Cooperative partners Juan Pío de Mora Branch Quevedo Ltda use the money in their savings and / or credit to cover the need for home ownership, said so 32.1%, 19.2% to undertake or increase their business and 21.5% invest in education. According to 25.4% of the members surveyed suggest that to improve services cooperative must increase the amounts of loans, expand the site for the convenience of members, implement an ATM and added safety. 97.1% of respondents say that the Savings and Credit Cooperative Juan Pío de Mora Ltda Quevedo Branch if good management is leading. The design allowed the alternative proposal: 1) apply the SWOT matrix to administrative financial instrument that helped identify a number of internal and external factors that contribute positively and negatively to the management process carried out in the institution, 2) make the structural and functional organization as the Savings and Credit Cooperative Juan Pío de Mora Branch Quevedo has this organizational scheme, 3) proposing policies to increase partners and improve credit procedures offer the entity, and 4) socialize the proposal to officials and partners.

• Tác giả chính: Fuentes Zurita, Rosa (author)
• Định dạng: masterThesis
• Ngôn ngữ: spa
• Được phát hành: 2013
• Những chủ đề: Gestión administrativa financiera; Rentabilidad; Cooperativa de ahorro y crédito; Juan Pio de Mora
• Truy cập trực tuyến: http://repositorio.uteq.edu.ec/handle/43000/5580