Estudio de factibilidad para el establecimiento de una cooperativa de ahorro y crédito en el cantón Mocache, año 2013

The " FEASIBILITY STUDY FOR THE ESTABLISHMENT OF A SAVINGS AND CREDIT COOPERATIVE IN CANTON Mocache , IN THE YEAR 2013 , is a proposed solution to the canton Mocache Los Ríos Province , because in this city there is only one cooperative savings and unmet found in the research is very high. The market showed positive results demonstrated in the responses of the 380 respondents who confirm 83% that agree with the installation of the new cooperative and willing to patronize it. The technical study, defined, location, structural organization chart, job profiles of each of the employees as well as those that would form the respective Boards of the Cooperative. The economic study showed that the Cooperative will have fixed assets, other assets and deferred tax assets, with an initial investment of $ 13,185.00 and working capital for the first three months of $ 11.298.41, which will be funded through personal certificates dividend 50 partners, also each provide their own $ 6,000.00 for operating capital for lending short, medium and long term funds, showing revenue for the cooperative through interest generated such credits. Recipients of the credit will be farmers, and small business or entrepreneurs in the area. High profitability was found in the installation of the Cooperative, it showed that the Financial Assessment project with a net present value (NPV) over zero. $ 80.625,44, an Internal Rate of Return (IRR ) of 120 % above the discount rate used (15 % ) and a Cost Benefit (C / B ) of $ 1.6696 thereby shows that for every dollar investment will return $ 0.6696 cents.

• Hovedforfatter: Lozano Carpio, Diana Carolina (author)
• Format: bachelorThesis
• Sprog: spa
• Udgivet: 2015
• Fag: Factibilidad; Cooperativa; Ahorro y crédito
• Online adgang: http://repositorio.uteq.edu.ec/handle/43000/2783