Los microcréditos y su incidencia en las economías familiares del comercio informal en el cantón Quinsaloma – provincia de Los Ríos, año 2012

This research work was made in order to assess the impact of microcredit on household economies informal trade in Canton Quinsaloma, Los Rios Province, in 2012. This method is used inductive, deductive, analytic and synthetic. One of the techniques used was the survey of informal traders that make up the different associations of Canton, another of the techniques used in the investigation was the observation, which identified the factors that influence the economic situation, the way they operate are in business people dedicated to this type of activity. Many of the respondents expressed informal traders that their business revenues fell short their needs or those of your family and that was mainly due to higher household spending and rising property today. They also stated that they saw the need for finance to cover any type of household expenditure, and that the resources requested mainly on credit unions of their choice, while another large group of them to ask the loan sharks are you trust, as a matter of necessity, urgency and avoid being inconvenienced in formal lending institutions. Furthermore, it was found that most of the people engaged in informal trade in Canton Quinsaloma, are keen to be trained in handling issues related to adequate monetary resources acquired in microcredit, which will help to strengthen foundations for properly manage its resources and significantly improve their business succeed, a positive impact on their economies so that they can provide a safe and better life for their families.

• מחבר ראשי: Almeida Gaibor, Jessica Elizabeth (author)
• פורמט: bachelorThesis
• שפה: spa
• יצא לאור: 2013
• נושאים: Microcréditos; Economias familiares; Comercio informal
• גישה מקוונת: http://repositorio.uteq.edu.ec/handle/43000/4347