Gestión de crédito y su incidencia en la liquidez y rentabilidad de la cooperativa de ahorro y crédito pueblo solidario de la ciudad de Vinces periodo 2017-2018

The present investigation was carried out in the Savings and Credit Cooperative Village Solidarity Agency Vinces, whose purpose is to provide the financial service to all citizens from neighboring places in the city of Vinces. Currently, the Cooperativa de Ahorro y Credito Pueblo Solidario, agency Vinces, is in a development phase, offering a range of services, the most important being the granting of loans that assumes a series of financial risks because it is based on a relationship of trust and good faith between the parties, for this reason the present investigation is oriented to the evaluation of the credit management on the profitability of the Cooperativa de Ahorro y Crédito Solidario, to establish and carry an adequate, efficient and effective process of approval of credits. Research techniques were applied to saver account partners, administrative personnel and financial statements. The granting of credits during the period analyzed shows a decrease, contrary to the administrative expenses that increased. The cooperative has not had a favorable return on its assets during the period studied because the percentage value of the ROA is below the investment rate. Keywords: Credit, cash, Pueblo solidario, utility

• المؤلف الرئيسي: Alvarado Cadena, Patricia Marcela (author)
• التنسيق: bachelorThesis
• اللغة: spa
• منشور في: 2019
• الموضوعات: Crédito, efectivo; Pueblo solidario, utilidad
• الوصول للمادة أونلاين: http://repositorio.uteq.edu.ec/handle/43000/6042