Deposit Insurance and Moral Hazard in Ecuadorian Credit Unions

This paper studies the relation between deposit insurance implementation and moral hazard among Ecuadorian credit union. We use monthly financial data of 34 credit union from December 2007 to July 2015. Non-parametric mean different test and panel data analysis employing monthly risk indicators are...

• Main Author: Pérez Juanazo, Giovanni (author)
• Other Authors: Ruíz Martínez, Miguel (author)
• Format: article
• Language: spa
• Published: 2019
• Subjects: deposit insurance; moral hazard; credit union; emerging economies; non-market risk indicators
• Online Access: https://estudioseconomicos.bce.fin.ec/index.php/RevistaCE/article/view/75